Question of the month: should I invest in P2P lending in Ireland?

Peer-to-peer lending is the newest entrant on the Irish investment scene.  Should you put your money in it?  And if so, what part does P2P have in your wider portfolio? Moneycube examines your options. Before we start, a word of warning.  Peer-to-peer lending is not regulated in Ireland, and Moneycube doesn’t provide advice on it. … Continued

Should I move my UK defined benefit pension to Ireland?

Before we start: this article deals specifically with moving defined benefit, or final salary, pension schemes from the UK into Ireland.  If you’re looking for a general view on moving your pensions back to Ireland, please click here. If you spent some of your career working in the UK, you may have built up defined … Continued

I’m in my 60s: what should I do to prepare for retirement?

If you’re in your early 60s and thinking about retiring, decisions you make now can have a big effect on your post-work situation.  Here’s a checklist of items to think about as you plan your retirement income. 1. What’ve you got? It’s time to dust down your existing pensions and investments.  Fact is, the pension … Continued

Buy the market: investing in Vanguard funds in Ireland

If you have a lump sum to invest and simply want to gain exposure to the whole stock market, Vanguard’s index funds could be the answer.  Their funds are simple, well-run, and great value. For Irish investors with a lump sum of around €20,000 or more, they’re very competitive.  You can base a general investment, … Continued

How to make a lump sum top-up contribution to your pension

Everything you need to know to make a last-minute pension contribution ahead of the 2018 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension and claim income tax relief … Continued

Should I take out a PRSA with my bank?

4 questions to ask before you sign up There are several reasons to consider starting a PRSA with your local bank. Starting a pension is a good move no matter how you do it. But before you sign up to a pension with an Irish bank, here are four questions to ask. 1. Is a … Continued

Question of the month: should I buy Ryanair shares?

I’m thinking of investing €10,000 in Ryanair shares.  Is that too little to invest – and is there a better alternative? – Margaret, Dublin Question of the month is a new regular feature on the Moneycube blog. If there’s an aspect of investing or pensions that you’d like us to cover, drop us a line. … Continued

What are your pension options when you leave a company?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued

Are KBC investment funds any good?

KBC Bank has made a great effort to explain investing in Ireland, offering investments from just €125. So should you invest in KBC’s funds? We’ve reviewed their offering to help you decide. Read on to find out more on KBC’s fund performance, costs, and some alternatives. How do KBC’s investments work? KBC’s offering is focused on a … Continued