How to invest a €250,000 sum

If you’re sitting on a substantial lump sum in cash – or worse, underperforming investments, there’s a lot you can do to improve your prospects. Here’s Moneycube’s view on how investors in Ireland can go about investing a sum worth in the region of €250,000. First of all, it pays to get clear on your … Continued

Question of the month: what’s the investment outlook for 2020?

After such a strong performance for investments in 2019, it’s almost inevitable that in 2020, Irish investors will see more modest returns. Markets were up around 28% from January to November 2019, as markets bounced back from a painful few months at the end of 2018.  But while it’s unrealistic to expect a repeat performance … Continued

End-of-year investing checklist

It’s almost the end of 2019 – and the decade!  Here are Moneycube’s five to-dos to wrap up your 2019 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has an annual capital gains allowance of €1,270. After the year of … Continued

Our favourite tech fund for Irish investors

Our favourite technology fund for investors based in Ireland might seem an unusual choice – for several reasons. To start with, it’s not a pure tech fund. Secondly, it’s not new - in fact the fund has been around for over 110 years. And it certainly doesn’t sound techie: it’s called Scottish Mortgage Investment Trust … Continued

Best ways to invest €10,000 in Ireland

Moneycube is often asked about the investment alternatives for someone with around €10,000 to invest. Is there a worthwhile alternative to leaving the cash in the bank?  Yes, absolutely!  We’ve set out some considerations for someone with this kind of sum to invest. An investment fund is ideal With €10,000 at stake, the risk of … Continued

December year end? Now’s the time to boost your company pension

If your company is like most in Ireland, its accounting year ends in December.  And that means now’s the time to think about making a special contribution to your company pension – especially if you’ve experienced a strong trading year. Read on to find out what’s good about topping up a company pension before year … Continued

Investing in uncertain times: why back to basics is the best approach

If you’re trying to grow your wealth, recent years have been full of mixed messages. The news is full of US-China trade wars, Brexit uncertainty, and continued low interest rates to support the world economy. But at the same time, markets have scaled new highs, we’ve seen three trillion-dollar listed companies (Microsoft, Apple and Amazon), … Continued

Question of the month: should I invest in P2P lending in Ireland?

Peer-to-peer lending is the newest entrant on the Irish investment scene.  Should you put your money in it?  And if so, what part does P2P have in your wider portfolio? Moneycube examines your options. Before we start, a word of warning.  Peer-to-peer lending is not regulated in Ireland, and Moneycube doesn’t provide advice on it. … Continued

Should I move my UK defined benefit pension to Ireland?

Before we start: this article deals specifically with moving defined benefit, or final salary, pension schemes from the UK into Ireland.  If you’re looking for a general view on moving your pensions back to Ireland, please click here. If you spent some of your career working in the UK, you may have built up defined … Continued