How will the US presidential election affect my investment portfolio?

With less than a week until the US election, markets have stayed calm.  But the result could make quite a difference to some corners of the investment market.  Moneycube examines the implications for your investment portfolio. Markets are pricing for Biden Right now, the markets are tentatively anticipating a win by Joe Biden.  European investment … Continued

Irish Life MAPS review

Irish Life Multi-Asset Portfolios (or Irish Life MAPS) is hard to avoid.  It’s the biggest multi-asset range of funds in Ireland. It sometimes seems like its advertisements are on the side of every bus.  And AIB, Permanent TSB and Ulster Bank also promote it heavily. So is it right for you, and is there a … Continued

How to support employees’ financial wellbeing in a new work landscape

Financial worry is one of the knock-on effects of Covid. From our work advising on company pensions and benefits, here are some tips to help you insulate your employees. 2020 has seen our workplaces turned upside down.  A year ago, employers were thinking about pool tables and sofas to support their employees’ happiness. Today, the … Continued

Pensions Awareness Week launches today

Pensions Awareness Week is back!   Pensions Awareness Week is an initiative to raise awareness about retirement planning, and help people take charge of their long-term savings. This year, we’re going digital. Taking place from 21 to 25 September, we will host webcasts, offer content and consultations, and speak up in the media.   We’ve … Continued

Tackling the gender pension gap

Irish Life ran a great ad ran last year, showing women queueing up at an ice-cream van on a summer’s day to buy a 99. Imagine their disappointment to be told they could only be served a “77”. What’s that? Well, it’s the same ice-cream, but yours is 22% smaller.  Heck, even the flake is … Continued

Claiming tax relief on a personal pension

If your employer pays over your contributions, then they’ll typically handle the tax deductions for you.  But if you’re paying into a personal pension each month from your own bank account, you’ll need to let Revenue know so that they can adjust your tax credits. Here’s Moneycube’s handy guide to claim your tax credit on … Continued

How to make a lump sum top-up contribution to your pension

Everything you need to know to make a last-minute pension contribution ahead of the 2019 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension and claim income tax relief … Continued