Starting a pension is one of the most powerful steps you can take to build long-term financial security. Moneycube makes it simple to begin, understand your options and choose a pension that grows with you over time. You get clear guidance, flexible contributions and a plan that suits your working life.
Setting up a pension with Moneycube gives you confidence that you’re planning for the future with an approach that’s proven to work. You can make a start online in minutes and receive a recommendation tailored to your goals, income and comfort with risk. If you’d prefer to talk first, our advisers can guide you through your choices in plain language.
Your pension is invested in diversified funds managed by trusted global providers. You can contribute monthly, top up with lump sums or combine both as your circumstances change. If you already have pensions with past employers, we help you understand whether combining your pensions could give you more clarity and control.
We start with a short set of questions to understand what you want your pension to achieve – from long-term growth, and tax-efficient saving to planning for a specific retirement age. This helps us define your risk profile and build a plan that suits your stage of life.
You’ll receive a clear recommendation based on your goals, contributions and time horizon. We show you how your pension will be invested, the level of risk involved and how it’s structured to grow over time. Everything is explained in straightforward terms.
You can start with monthly contributions, add occasional lump sums or do both. Online access lets you track how your pension is performing and keep your details up to date.
Increase, pause or restart contributions whenever you need to. If your circumstances change, we can review your plan and help you reshape it. You stay in control, and your pension adapts to you.
Use our interactive calculators to visualise your financial future —Plan your pension, project investment growth, and set savings goals.
Expected return: 6% per year
After 10 years
Total contributed
€0
Projected growth
€0
Investment period
10 years
Projections are estimates. Past performance is not a reliable guide to future performance.
Use our interactive calculators to visualise your financial future —Plan your pension, project investment growth, and set savings goals.
Projected pension pot
€0
Tax relief (40%)
€0
Your net cost
€0
This is an estimate. Actual figures depend on investment returns, tax rates, and other factors.
Moneycube makes it easy to place your savings in diversified, professionally managed investment funds, through online systems, expert advice, and access to over 10,000 funds.
A portfolio run by professional investment managers, invested globally to spread risk and increase the opportunity for returns.
A Qualified Financial Advisor helps you understand your options and decide what’s right for you.
We’ll regularly review your pension to ensure it aligns with your life and goals.
Moneycube is authorised and regulated by the Central Bank of Ireland. Your pension is held securely in your name with reputable custodians, and your investments are managed by established providers in the Irish market, as well as global asset managers. This gives you a solid foundation backed by professional oversight.
You can start and manage your pension online, but guidance is always available when you want it. Our advisers help you understand contribution options, risk levels and how your pension is performing – giving you confidence at every stage.
A pension is one of the most tax-efficient ways to save for your future. Your contributions may qualify for tax relief, making it easier to grow your retirement fund over time. We help you understand how tax benefits apply to your circumstances and how to make the most of them.
Your pension invests across global markets, spreading risk and giving your money room to grow in a range of economic conditions. This approach helps balance market ups and downs and supports long-term resilience.
You decide how much to contribute and when. Set up a monthly amount, make occasional lump-sum payments or adjust as your career progresses. Your can view your pension’s performance online to helps you stay on track.
We explain how pensions work, how your investment is structured and what to expect as your pot grows. Our advice is designed around your life – not generic templates – so you always know where you stand.
Moneycube is for people who want a clear, dependable way to build their retirement savings without navigating pensions alone. It suits:
If you already have a pension with a previous employer, our pension comparison service can show whether combining your pensions could simplify and strengthen your retirement plan.
You can start your pension plans online in a few minutes. Complete our short process, receive your recommendation and begin saving for a future you can feel confident about. If you’d rather speak to someone, our advisers are ready to help.
Life assurance gives your family financial support if you’re no longer there to provide it. Moneycube helps you choose the right cover with clear guidance, trusted insurers and a plan tailored to your circumstances. You get straightforward explanations, flexible options and reassurance that your loved ones are protected.
A strong financial plan gives you clarity, direction and confidence about your future. Moneycube helps you understand where you stand today and build a plan that supports your goals – from buying a home to planning for retirement to growing your long-term wealth. You get clear guidance, practical steps and ongoing support.
If you’ve worked in more than one job, chances are you have pension pots in different places. Combining them can give you clearer oversight, stronger growth potential and a simpler path to retirement. Moneycube makes consolidation straightforward, transparent and tailored to your circumstances.
Investing with Moneycube gives your savings a stronger, more purposeful direction. We help you move beyond low-interest accounts and into globally diversified portfolios built for long-term growth. You get straightforward guidance, ongoing support and the flexibility to invest in a way that suits your life.
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Warning:
Past performance is not a reliable guide to future performance. The value of your investments can go down as well as up and you may lose some or all of the money you invest. Investments denominated in a currency other than your base currency may be affected by changes in currency exchange rates.
Moneycube for
Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland. Registered in Ireland, company registration number 572680. Registered office: 68 Harcourt Street, Dublin 2.
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