First-time investors
Do you feel that you should be doing more with your money? At Moneycube, we believe that with the right advice, everyone can take charge of their savings.
- Start investing from €250 per month
- Start a pension
- Planning to buy property
Moneycube for first-time investors
Start investing
With the right advice, everyone can take charge of their savings. We can help with:
- Lump sums from €2,500 and regular amounts from €250
- Investment choices that fit your goals
- Beating cash in the bank with growth-focused options
Starting a pension
Take some simple steps with Moneycube to start funding your retirement. We can help with:
- Working out how much to save
- Obtaining tax relief on your contributions
- Choosing where to invest
Pension consolidation
Most of us change jobs many times in our careers. Take control of your pensions from old jobs with Moneycube. We can help with:
- Creating a unified investment strategy
- Online visibility of your pension pots
- Ongoing advice to keep you on track
Protecting your wealth
As you build your savings and investments, protecting your wealth and your family becomes important. We can help with:
- Life assurance to protect people around you
- Income protection to safeguard your earnings
- Cover to protect your business if you run one
Clear guidance for first-time investors
If you are investing for the first time, it is normal to have questions. We explain your options clearly, take things step by step, and help you make decisions that feel comfortable and informed from the very beginning.
Why invest with Moneycube?
A simple way to get started
We make it easy to put your money to work in diversified, professionally managed investments, with clear systems and guidance at every step.
Professionally managed, globally diversified
Your investments are managed by experienced professionals and invested globally to spread risk and support long-term growth.
Clear, trusted advice
Work with local Qualified Financial Advisers who help you understand your options and make informed decisions with confidence.
Control, visibility, and ongoing support
View your investments online, add to or withdraw your money when needed, and rely on ongoing support as your confidence and experience grow.
How it Works
Building your investment plan
Our smart approach helps you visualise your investment. We help you think about why you’re saving, how much you want to set aside and the level of risk you’re comfortable with.
Developing your recommendation
Our investment process is designed to choose the most suitable opportunity for your needs.
Guided every step of the way
We don’t expect you to know the ins and outs of investing from day one. We take the time to explain your options clearly, answer your questions, and make sure you understand how your money is working before you commit.
Withdraw your funds at any time
It’s your money: so you can add to it or withdraw it at any time.
Frequently asked questions
A fund pools money from many investors to create a portfolio of shares, bonds, or other assets. You own units in the fund, giving you access to diversified investments.
Investment funds offer a ready-made, professionally managed way to grow your money. Using funds you can easily build a globally diverse portfolio, and add to, change or withdraw it anytime.
Diversification means not putting all your eggs in one basket. A mix of assets typically reduces risk and increases the chance of steady returns over time.
Your money is placed with well-capitalised, reputable fund managers who invest across a range of assets. Moneycube recommends the most suitable home for your savings based on your needs.
In Ireland, savings and pensions often use a life assurance wrapper. This gives you access to pooled funds, the ability to invest small regular amounts, and flexibility to switch assets without triggering tax.
Yes. You can log in anytime to track performance. Most funds price daily, so you’ll see up-to-date values.
You can start from €250 per month or €2,500 as a lump sum.
No, you can continue to grow your investments with Moneycube without limits.
The knowledge hub
Savings and investment account: will it happen, and what should you do meantime?
The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking
Investment options for a former ward of court: what’s changing and what should families consider?
Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For
Investing in inflationary times
Inflation has a habit of exposing weak spots in investment portfolios. Back in 2022, we saw something many portfolios weren’t
Question of the month: Investing or overpaying a mortgage – which is the best use of €10,000?
Knocking years off your mortgage is not always the most efficient use of your spare cash. We’ve been speaking to