Investing in Vanguard LifeStrategy funds in Ireland

One of the most popular fund ranges, from one of the most popular investment managers, just got easier to access in Ireland.  Vanguard LifeStrategy became readily available to Ireland-based investors in late 2021. Vanguard’s LifeStrategy funds have in fact been available in Ireland for some years… but only in sterling funds, with high minimum investments, … Continued

Why it’s never too late to start a pension… and what you should do today

It’s never too late to start a pension.  And with generous tax relief, longer lifespans and lots of investment options, it’s almost always worth doing.  Moneycube explains why, and what you should do to start a pension today. Good reasons for starting late Many people worry they haven’t started saving for retirement early enough.  But … Continued

Moneycube’s midyear market review 2022

There have been some dramatic changes in financial markets – and the world in general – over the last six months.  As we approach the half-year market, it’s time to look at what has happened, how things are likely to unfold in the second half of 2022, and what it means for your investments and … Continued

Question of the month: How many investment funds should I hold?

I’m investing a lump sum over the next few months, and want to keep things fairly simple.  At the same time, I’m aware there’s a need to avoid putting all my eggs in one basket, and to spread my risk instead.  Is one investment fund enough?  Or how many investment funds should I hold? – TM, … Continued

Act now to update your direct debits

Two banks are departing the Irish market in 2022.  That means somewhere around 10 million direct debits will need to be changed! If you bank with KBC or Ulster Bank, it’s well worth acting now before the rush to update the direct debit for your regular payment. If you’re changing bank and have a regular … Continued

What’s going on in the global bond market?

Traditionally seen as a safer bet, bonds have been a loss-maker for Irish investors so far in 2022. Stock markets might grab the headlines. But the bond market is bigger, and has been experiencing tough times of its own. One major bond index, the Bloomberg Global Aggregate, is down nearly 9% for Euro investors over … Continued