Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy.  So is now the time for people in Ireland to invest in gold? Gold has some characteristics that investors just can’t ignore.  When governments print money, countries fight wars, or political uncertainty increases, share prices can come under pressure. But demand for gold grows. This is the … Continued

Smart money has a style

Do women investors outperform men? An understanding of some common yet unconscious behaviours could help to improve investment returns. Advisors can play a fundamental role to observing these behaviours and helping to ensure decisions being made are mindful. According to a study by US fund manager Fidelity, in 2021, women investors outperform men, with 67% of … Continued

What smart investors do during market turbulence

Russia’s invasion of Ukraine is above all a humanitarian tragedy, with several chapters yet to unfold.  The reactions of the financial markets today – and over recent weeks – have reflected the fast-moving nature of the crisis.  What are the implications for investors? Today’s events in the markets carry an important lesson.  At the start … Continued

Best place to invest money in Ireland in 2022

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of a cracking 2021… and a bumpy start to 2022.  If you’re looking to invest money in Ireland, read on. It was hard not to make money if … Continued

Invest by direct debit: why the drip, drip, drip approach works

Is there space in your monthly budget for a regular investment?  There are a lot of benefits to the drip-feed approach. Here’s why it is time to invest by direct debit. It’s not long since you needed a large chunk of cash to start investing.  That’s changed now, and Moneycube can arrange investments from €250 … Continued

What do recent market moves mean for your investment portfolio?

It’s been a rough few weeks for investors focused on growth stocks, especially early-stage technology companies. But what does that mean for your investments as a whole, and what are the prospects for the year ahead? Here are three lessons from the change in sentiment. 1. Investing in fast growth is slow work Firstly, let’s … Continued

AMRF changes – what’s happening?

There’s no doubt that the Irish pensions landscape could benefit from being simpler. So the abolition of Approved Minimum Retirement Funds, or AMRFs from 1 January 2022 is broadly to be welcomed. But what does it mean if you’re approaching retirement, or if you already have an AMRF?  We’ve set out the main considerations for … Continued

5 ideas to make the most of your finances in 2022

Whether you’re in a new job, recovery mode, or looking for new ways to maximise the extra cash you’re saving, we can help you sort your finances in 2022. Take stock of what you’ve got Last year was a great time to be invested.  For Euro-based investors, global markets rose by more than 27%. There … Continued

What does IORP II mean for company pensions in Ireland?

The effects of new European Union legislation IORP II (Institutions for Occupational Retirement Provision) last year are beginning to be felt in Ireland. Up to now, the focus has been on self-administered pensions, or SSAPs.  But what does IORP II mean for company pensions?  We’ve highlighted three principal issues to consider. 1. Stronger governance The overall … Continued