Financial planning with Moneycube

A strong financial plan gives you clarity, direction and confidence about your future. Moneycube helps you understand where you stand today and build a plan that supports your goals – from buying a home to planning for retirement to growing your long-term wealth. You get clear guidance, practical steps and ongoing support.

What you can expect

Moneycube’s financial planning service is designed to make your decisions easier. We look at your income, savings, pensions, priorities and long-term aims, then help you build a plan that’s realistic and tailored to your life.

You’ll get clear explanations, not jargon – covering everything from your investment options to pension strategy, protection needs and upcoming financial milestones. Whether you’re starting our, mid-career or planning ahead for retirement, your plan adapts as you do.

How it works

Share your goals and priorities

We begin with a short conversation or online questionnaire to understand your goals – whether that’s buying a home, pension, protecting your wealth or building a long-term portfolio. This gives us a clear picture of your needs.

Receive your personalised financial plan

We review your current position across savings, pensions, investments and protection, then outline a tailored plan. You’ll see recommended next steps, timeframes and how each decision contributes to your long-term goals.

Put your plan into action

If you choose, we help set up or improve your investments, start or consolidate pensions and put appropriate protection in place. Everything is explained clearly, and you’ll understand exactly how each step supports your financial future.

Review and refine as life evolves

Your financial plan isn’t static. You can check in with us whenever your priorities change – whether that’s a new job, a move abroad or a shift in your family circumstances. We help you keep your plan up to date and on track.

See what your money could become

Use our interactive calculators to visualise your financial future —Plan your pension, project investment growth, and set savings goals.

Start an investment

€0 €2,000,000
€0 €25,000
years
1 year 40 years

Expected return: 6% per year

Your investment could be worth
€0

After 10 years years

Your contributions + Growth

Total contributed

€0

Projected growth

€0

Investment period

10 years

This is an initial indication to help you picture your money. Remember that with investments it is not possible to know for certain what returns you will achieve. Please note the investment warnings at the bottom of the page. This is the approximate before-tax return on an investment, assuming investment costs of 1.25% per year.

Start now

See what your money could become

Use our interactive calculators to visualise your financial future —Plan your pension, project investment growth, and set savings goals.

Start a pension

years
18 75
€20k €500k
years
50 75
€15k €250k
You should save
€0 /month

That's 0% of your salary

Projected pension pot

€0

Tax relief (40%)

€0

Your net cost

€0

This is an initial indication to help you picture your money. It is not financial advice. Remember that with investments it is not possible to know for certain what returns you will achieve. Please note the investment warnings at the bottom of the page.

Start now

Why choose financial planning with Moneycube

Moneycube gives you a structured, confidence-building approach to managing your money. You get regulated advice, clear guidance and a strategy shaped around your life – not generic templates.

Putting your money to work

Moneycube makes it easy to place your savings in diversified, professionally managed investment funds, through online systems, expert advice, and access to over 10,000 funds.

Globally diversified, professionally managed

A portfolio run by professional investment managers, invested globally to spread risk and increase the opportunity for returns.

Local advice from Qualified Financial Advisors

A Qualified Financial Advisor helps you understand your options and decide what’s right for you.

Transparent, great-value pricing

We’ll regularly review your pension to ensure it aligns with your life and goals.

protect

Regulated and trusted

Moneycube is authorised and regulated by the Central Bank of Ireland. Your plan is built on regulated advice and supported by trusted investment and pension providers in the Irish market, as well as global asset managers. You can be confident your financial future is being guided by a secure, transparent service.

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A joined-up view of your finances

Financial planning works best when everything is connected. We look at your savings, pensions, investments and protection together to create a plan that genuinely supports your long-term goals.

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Clear, practical guidance

We break complex decisions into simple, actionable steps. You’ll understand your options, what each one means and what will have the biggest impact on your future.

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Flexible planning that grows with you

Life changes – and your financial plan should change with it. We help you adjust as your circumstances evolve, ensuring your plan stays relevant and realistic.

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Support across every stage of life

Whether you’re starting your career, preparing for a major milestone or thinking about retirement, our advisers help you focus on what matters most and make confident decisions.

Who this is for

Moneycube’s financial planning service is for anyone who wants clarity and direction in their financial life. It’s especially useful for:

  • People wanting a clearer plan for their savings and investments
  • Professionals planning for career changes or future milestones
  • Individuals with multiple pensions or accounts needing structure
  • Families balancing childcare, mortgages and long-term goals
  • Anyone who wants guidance, not guesswork, in managing their money

If part of your plan involves growing savings or preparing for retirement, our Investments and Pension services integrate seamlessly into your strategy.

Start planning your financial future with Moneycube

You can begin your financial plan in just a few minutes. Share your goals, review your personalised plan and take the next steps with confidence. If you’d like to speak to someone first, our advisers are ready to help.

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