Category: Financial plan

I’m aiming to retire towards the end of 2025.  While I’ve been reducing the risk exposure of my pensions, I’ve kept some in bonds and equities which went up significantly in value over the last year (around ten per cent to €600,000, split about evenly in two pensions). After such a good run, should I … Continued

In many ways, Ireland is richer than it’s ever been. For the first time, many families have significant inter-generational wealth. That’s surely a good thing – but it also creates new questions and a need for families to plan and have open conversations about money. Money conversations can be awkward at the best of times.  … Continued

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of a prosperous 2024.  If you’re looking to invest money in Ireland, read on. Whether you’re a new investor, or looking to invest a large lump sum, we’ve … Continued

Sorting your finances doesn’t happen overnight. It takes time to put a plan in place, implement it, and let the benefits flow through. Here are five ideas to make a fresh start with your finances in 2025. Read on: If you’ve found these tips helpful, you might also like our article in The Journal on … Continued

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2024 selections performed. Interested in our 2025 picks?  Click here to read more. 2024 was a good year to have your money in the stock market.  Equity markets were up 25.3% … Continued

There’s a degree of optimism in the air in financial markets as the year draws to a close.  2024 has been a strong period for markets, and the overall mindset is one of growth.  Company earnings have been resilient, inflation has been cut, and there’s a sense that there is more to follow for the … Continued

It’s less than three weeks since the US election, and already the ‘Trump trade’ has been through several changes.  What is it, and what does it change for you as an investor? What’s the Trump trade – and what’s the effect so far? The Trump trade is the name for the rotation of money into … Continued

In the wake of the Budget, the government has introduced PRSA contribution limits.  That will restrict the amount that employers can pay into PRSAs for members of staff.  If you intend to pay substantial lump sums into your pension in the near future, you could be affected. Read on to understand what’s changing, how it … Continued

If your company is like most in Ireland, its accounting year ends in December.  And that means now’s the time to think about making a special contribution to your company pension – especially if you’ve experienced a strong trading year. Read on to find out what’s good about topping up a company pension before year … Continued