Self-employed? Build wealth on your own terms
When you work for yourself, your financial future depends on you. Moneycube helps self-employed professionals grow their wealth, plan for retirement, and keep more of what they earn through smart, tax-efficient strategies.
- Set up a flexible pension
- Invest business profits
- Protect income and family
Moneycube for self-employed
Strategic advice for self-employed business owners
Running your own business brings flexibility, but it also brings complexity. We help you make sense of pensions, investments, and long-term planning so your personal finances stay aligned with how you actually work and earn.
Why invest with Moneycube?
Tax-smart, flexible planning
Make full use of pension and investment reliefs, with plans that flex around the ups and downs of self-employed income.
Clarity and control
Consolidate accounts, track your wealth online, and make informed decisions with a clear view of your finances at all times.
Independent expertise
We only work for you — not for a bank or provider — offering impartial advice, transparent fees, and recommendations shaped around your goals.
Support for the long term
From building wealth today to drawing income in retirement, we support you throughout every stage of your financial journey.
How does it work?
Get the facts
We start by understanding your business, income patterns, and financial priorities.
Decide
We design a plan to build your pension, invest business profits, and protect your income and family.
Act
We take care of the set-up, transfers, and investment choices — leaving you free to focus on your work.
Ongoing management
As your business grows, your needs change. We’ll provide regular reviews and updates to keep your plan on track.
Frequently asked questions
PRSAs are a common option, but there are other structures too. We’ll help you choose the most tax-efficient and flexible plan for your circumstances.
Yes. We can structure your plan so you can contribute more in strong years and scale back if cashflow is tight.
Yes. Surplus company profits can often be invested tax-efficiently. We’ll advise on the best route for you.
We can consolidate pensions from previous employments or existing plans to give you more control and visibility.
Yes — perhaps more than anyone. Without employer benefits, income and life cover helps protect you, your family, and your business.
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