Welcome to the Moneycube Knowledge Hub

Browse our Knowledge Hub

Should You Sell Gold

Is gold old?

In March we delved into investing in gold. It’s up more than 25% since that time. After a blistering run, what role should gold play in your portfolio? Many people’s exposure to gold has significantly increased as its price has

2023 tax return

How to make a lump sum contribution to top up your pension

Everything you need to know to make a last-minute pension contribution ahead of the 2024 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And

When can I retire

When can you retire if you were born in 1980?

Are you are a 1980s child remembering carefree summers listening to your mixtapes? On the face of it, the answer to when can you retire is some way off. In order to receive the State pension in Ireland, you’ll be

Target-date funds

Handle target-date funds with care as you approach retirement

When it comes to investing for retirement, target-date funds (also called lifestyle funds) promise a neat, no-fuss solution. You simply pick a fund aligned with your intended retirement year – say 2035 or 2045 – and the fund takes care

Accessing your pension - diving pic

Accessing your pension early: the costs and risks

Pensions are built for the long haul, to provide a decent income when you stop working. So accessing your pension early needs to be approached with care. In recent years, there is international evidence that more people are considering dipping

Diageo Guinness sign

Question of the month: should I sell my shares in Guinness-owner Diageo?

I’ve owned shares in Diageo for many years. I inherited them from my father who used to work in Guinness. But with the stock down by more than a fifth this year, and the chief executive leaving, is it past

×
Dublin docks

RSUs in Ireland: Should you keep or sell your shares?

If you work for a multinational in Ireland, there’s a good chance part of your pay doesn’t just arrive in cash. Instead, it arrives in company shares, often termed RSUs. Twenty years ago, this was relatively uncommon outside senior management.

Woman 40s pension pic

5 ways you can build a solid pension in your 40s

Feeling guilty about your pension in your 40s? Don’t. Fact is, many people in Ireland reach their fifth decade before they really start to think about how they’ll afford life when they stop working. The good news is that if

how much life assurance do I need

Question of the month: how much life assurance do I need?

My partner and I are in our mid thirties and expecting our first baby. So we’re thinking about life assurance for the first time. My partner has some cover through work. I’m self-employed through a personal service company as a

Midyear market review 2026

Moneycube’s midyear market review 2026

At the start of the year, we suggested that AI excitement would spread to new markets, that interest rates could rise, and that alternative assets would offer portfolio resilience in a volatile environment. Well, that all proved correct – and

Diageo Guinness share price

Is Guinness-owner Diageo turning a corner?

Post-pandemic, Diageo looked like the perfect consumer goods company. The Guinness owner, whose stable of brands also includes Baileys, Smirnoff and Johnnie Walker, benefited from a powerful combination of premiumisation, strong global brands and resilient consumer demand. At its peak

ECB raises interest rates

ECB raises interest rates: how are you affected?

The European Central Bank (ECB) has raised interest rates by 0.25%, increasing its key deposit rate to 2.25%. The move was widely expected by financial markets, but it still represents a turning point after nearly three years of steady or

Never miss an update

Enter you email to subscribe to our newsletter