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Target-date funds

Handle target-date funds with care as you approach retirement

When it comes to investing for retirement, target-date funds (also called lifestyle funds) promise a neat, no-fuss solution. You simply pick a fund aligned with your intended retirement year – say 2035 or 2045 – and the fund takes care

Accessing your pension - diving pic

Accessing your pension early: the costs and risks

Pensions are built for the long haul, to provide a decent income when you stop working. So accessing your pension early needs to be approached with care. In recent years, there is international evidence that more people are considering dipping

Diageo Guinness sign

Question of the month: should I sell my shares in Guinness-owner Diageo?

I’ve owned shares in Diageo for many years. I inherited them from my father who used to work in Guinness. But with the stock down by more than a fifth this year, and the chief executive leaving, is it past

Midyear market review 2025

Moneycube’s midyear market review 2025

Investing your money in the first half of 2025 was a lesson in the basics. If you chose to spread your money among different geographies, asset classes and industries, and stuck to your plan, you’ll have done all right. If

Oil price and your investments

Where’s the oil price going – and how will it affect your investments and pensions?

Tensions in the middle east are high despite the announcement of a ceasefire this morning. With them, the price of oil has moved significantly in June. For investors, that raises a vital question: what next for oil prices, and how

Plan B jumping in puddle

What’s your financial Plan B?

In Ireland, we’re no strangers to economic ups and downs. From the property boom — and bust — and the recent inflation surge, we’ve seen how financial plans can go off track. Even the best-laid financial plans can hit a

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Midyear market review 2026

Moneycube’s midyear market review 2026

At the start of the year, we suggested that AI excitement would spread to new markets, that interest rates could rise, and that alternative assets would offer portfolio resilience in a volatile environment. Well, that all proved correct – and

Diageo Guinness share price

Is Guinness-owner Diageo turning a corner?

Post-pandemic, Diageo looked like the perfect consumer goods company. The Guinness owner, whose stable of brands also includes Baileys, Smirnoff and Johnnie Walker, benefited from a powerful combination of premiumisation, strong global brands and resilient consumer demand. At its peak

ECB raises interest rates

ECB raises interest rates: how are you affected?

The European Central Bank (ECB) has raised interest rates by 0.25%, increasing its key deposit rate to 2.25%. The move was widely expected by financial markets, but it still represents a turning point after nearly three years of steady or

Money market funds - woman at laptop pic

Investing in money market funds

Investor interest in money market funds has become huge in recent years, with the value of the Euro money market reaching €2.1 trillion in March, up 42% in just three years. And with interest rates on the move again, the

SpaceX IPO

SpaceX, OpenAI and Anthropic IPOs: Should I invest?

Three of the most talked-about companies on the planet – SpaceX, OpenAI, and Anthropic – are preparing to list on public stock markets (known as an initial public offering, or) within the space of a few months. For the first

Emerging markets: should you own more?

The last decade has largely belonged to US equities, particularly the technology giants that have come to dominate global markets. Buy a global equity fund and a large chunk of your money ends up in the United States, particularly the

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