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Standard fund threshold target pic

Standard fund threshold changes: what’s the impact?

The government has announced changes to the lifetime pension cap (also known as the standard fund threshold) in Ireland. Currently the cap is €2 million, and beyond that, a penalty tax applies. The aim is to make sure the government

Should I sell my apartment pic

Question of the month: should I sell my apartment?

I am in my early 80s and have owned a two-bed apartment in Dublin city centre for many years now. I’ve never lived there, but some of my children and other family members have used it as a base when

Falling interest rates pic

What do falling interest rates mean for your investments?

Interest rates are finally being cut across developed markets. The European Central Bank met today and cut rates by 0.25% to 3.5%. The Federal Reserve is expected to cut US rates by the same amount, or maybe double, next week.

PRSA FAQ - couple in St Stephen's Green Dublin

PRSA FAQ: Everything you ever wanted to know about PRSA Pensions in Ireland but were afraid to ask

PRSAs can get complicated, but truth be told, many of us have the same questions. Moneycube is here to help with our FAQ! From the benefits of a Personal Retirement Savings Account, to withdrawing it, and everything in between, here’s

Japanese stock markets pic

What’s happening in stock markets right now?

August has begun with a strong selloff in global stock markets. What’s going on, and what should you do? Before we start: financial markets change all the time, reacting to events as they unfold. This short briefing note represents Moneycube’s

Midyear market review 2024

Moneycube’s midyear market review 2024

Investors in risk assets will be pretty satisfied with the first half of 2024. Most funds delivered sustained positive results. Investors were rewarded in almost all asset classes, with equities up over 15% in Euro terms, bonds delivering continued yield,

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Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

Ward of court investment changes

Investment options for a former ward of court: what’s changing and what should families consider?

Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For families and those responsible for financial decision-making, the shift raises both practical and strategic questions. Here’s Moneycube’s guide on what

Investing in commodities

Investing in commodities

For years, investing in commodities was low on the list for most investors, overshadowed by equities and bonds. But recently they have attracted renewed attention from investors looking for diversification, inflation protection and alternatives to traditional assets. So what exactly

Sunday Times financial wisdom 260208

Does traditional financial wisdom make sense today?

Inheriting financial advice from previous generations is almost unavoidable. Phrases like “cash is king”, “safe as houses” and “pay off your mortgage first” have shaped how many people in Ireland think about money for decades. Yet the financial world those

MyFutureFund podcast with MyWallSt

MyFutureFund: one month in

If you are one of the 800,000 people in Ireland who do not have a workplace pension, your paycheck may be a bit lighter in January. This month, Ireland’s Auto-Enrolment Pension Scheme (a.k.a. MyFutureFund) launched, aiming to address the shortcomings

Best place to invest money in Ireland in 2026

Best place to invest money in Ireland in 2026

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of a choppy 2025. Halfway through the decade, investors have had a

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