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Question of the month: My husband is retiring. What should he do with his pension and AVC?

My husband is due to retire this month and has a defined benefit pension plus an AVC fund of about €60,000. He is not able to avail of any of the fund-tax free, so he is going to put this

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Easiest way to invest in Vanguard S&P 500 in Ireland

‘Never bet against America’, says legendary investor Warren Buffett. He’s among many who have suggested that investing in the S&P 500 is a viable approach for many investors with a long-term horizon. So what’s the S&P 500, why is it

Pregnant woman on mobile phone

When is the best time to invest?

If you’re contemplating investing a lump sum, it’s natural to ask, is now the right time? Pare it back, and there are really two questions here: Am I ready to invest? Are the markets ready for me? Let’s take them

Aer Lingus plane in flight

Question of the month: Should I drip-feed my lump sum, or invest it in one go?

I have a lump sum of €45,000 that I want to invest. I don’t want to leave it in the bank. I’m going to get advice, but I’m just curious as to whether to invest it all in one go,

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The risks of leaving cash on deposit

Leaving money in the bank is sometimes said to be the risk-free choice. But in fact, keeping your savings in cash does carry risk. Here are some questions to think about if all your wealth is in cash. How safe

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How far does €500k go towards retirement in Ireland?

With the average pension pot in Ireland somewhere in the region of €90,000, a pension pot of half a million is something many people can only dream of. But how far would it get you? We’ve carved up a notional

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ECB raises interest rates

ECB raises interest rates: how are you affected?

The European Central Bank (ECB) has raised interest rates by 0.25%, increasing its key deposit rate to 2.25%. The move was widely expected by financial markets, but it still represents a turning point after nearly three years of steady or

Money market funds - woman at laptop pic

Investing in money market funds

Investor interest in money market funds has become huge in recent years, with the value of the Euro money market reaching €2.1 trillion in March, up 42% in just three years. And with interest rates on the move again, the

SpaceX IPO

SpaceX, OpenAI and Anthropic IPOs: Should I invest?

Three of the most talked-about companies on the planet – SpaceX, OpenAI, and Anthropic – are preparing to list on public stock markets (known as an initial public offering, or) within the space of a few months. For the first

Emerging markets: should you own more?

The last decade has largely belonged to US equities, particularly the technology giants that have come to dominate global markets. Buy a global equity fund and a large chunk of your money ends up in the United States, particularly the

Bond market - Bank of England pic

What’s going on in the bond market?

Over the past few weeks, bond market yields on long-dated government debt have risen to levels not seen since the eve of the 2008 financial crisis. The US 30-year Treasury yield briefly touched 5.2% — the highest since 2007. UK

Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

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