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Finances in 2022

5 ideas to make the most of your finances in 2022

Whether you’re in a new job, recovery mode, or looking for new ways to maximise the extra cash you’re saving, we can help you sort your finances in 2022. Take stock of what you’ve got Last year was a great

IORP II and company pensions pic

What does IORP II mean for company pensions in Ireland?

The effects of new European Union legislation IORP II (Institutions for Occupational Retirement Provision) last year are beginning to be felt in Ireland. Up to now, the focus has been on self-administered pensions, or SSAPs. But what does IORP II

2021 chart

How did we do in 2021?

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog. We’ve charted below how our 2021 selections performed. Interested in our 2023 picks? Click here to read more. There’s no doubt

Markets in 2022 - person jumping

What will drive markets in 2022?

Predictions are hard – especially about the future, goes the old adage. But many of the factors that drove a 27% return in developed markets for the first 11 months of 2021 are still with us going into 2022. So

Should I sell my investment property

Question of the month: Should I sell my investment property and invest the proceeds?

We are a married couple and ‘accidental landlords’ of a four-bed semi in a provincial town. We lived in the house with our family for the eight years before moving out, but are considering selling next year as we don’t

Irish commercial property funds pic

Investing in Irish property funds in 2021 and beyond – what you need to know

Irish commercial property funds have had a rollercoaster two years, from >9% price falls pre-Covid, to restrictions on withdrawals, and asset disposals. Read our three lessons if you're considering investing.
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Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

Ward of court investment changes

Investment options for a former ward of court: what’s changing and what should families consider?

Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For families and those responsible for financial decision-making, the shift raises both practical and strategic questions. Here’s Moneycube’s guide on what

Investing in inflationary times

Inflation has a habit of exposing weak spots in investment portfolios. Back in 2022, we saw something many portfolios weren’t built for: both equities and bonds falling at the same time. For decades, bonds were expected to act as the

Question of the month: Investing or overpaying a mortgage – which is the best use of €10,000?

Knocking years off your mortgage is not always the most efficient use of your spare cash. We’ve been speaking to the Sunday Independent to explain why. We ran the numbers on four options: keeping your cash in the bank, paying

Navigating the Iran crisis

War is a human crisis, much more than a financial one. Without wanting to diminish that, this article focuses on how markets are digesting the effects of war in the Middle East. It is clear that the immediate effects are

Moneycube acquires OMAC Mortgages and Finance

As covered in today’s Irish Independent, Moneycube is pleased to announce the acquisition of Clondalkin-based OMAC Mortgages and Finance. The acquisition is a key step in broadening the Moneycube group of companies’ service offering, and bringing our investment advisory capabilities

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