Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland.
The government has announced changes to the lifetime pension cap (also known as the standard fund threshold) in Ireland. Currently the cap is €2 million, and beyond that, a penalty tax applies. The aim is to make sure the government
I am in my early 80s and have owned a two-bed apartment in Dublin city centre for many years now. I’ve never lived there, but some of my children and other family members have used it as a base when
Interest rates are finally being cut across developed markets. The European Central Bank met today and cut rates by 0.25% to 3.5%. The Federal Reserve is expected to cut US rates by the same amount, or maybe double, next week.
PRSAs can get complicated, but truth be told, many of us have the same questions. Moneycube is here to help with our FAQ! From the benefits of a Personal Retirement Savings Account, to withdrawing it, and everything in between, here’s
August has begun with a strong selloff in global stock markets. What’s going on, and what should you do? Before we start: financial markets change all the time, reacting to events as they unfold. This short briefing note represents Moneycube’s
Investors in risk assets will be pretty satisfied with the first half of 2024. Most funds delivered sustained positive results. Investors were rewarded in almost all asset classes, with equities up over 15% in Euro terms, bonds delivering continued yield,
My wife passed away recently and asked me to set up a form of trust fund for our four grandchildren, aged 18 months to eight years old. She didn’t want them to get access to this until they reach 28
Silicon Valley is a storied part of the US economy, and even the American dream. It has been the birthplace of numerous world-beating businesses for decades, from Hewlett-Packard and Intel in the twentieth century to Nvidia and Apple today. What’s
If you work for yourself, funding a self-employed pension is something that can get left behind. There are plenty of competing demands on your cash, especially in the early years of trading. Here’s how you can make a start on
My husband died recently, and for the first time in many years I am looking after my finances directly. I am not under immediate pressure and have day-to-day income. But our investment assets are now in my sole name, and
Most people let retirement happen to them. Typically, it happens following a big birthday. But it doesn’t have to be that way. These days, our jobs are often shorter in duration, and careers more flexible, with several iterations. There’s much
I have €300k in cash and want to put the money to work in the short term until I have a longer term plan. Clearly there is little interest to be had from the Irish banks. I have heard about
