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What’s happening in stock markets right now?

Recent weeks have selloff in global stock markets. What’s going on, and what should you do? Before we start: financial markets change all the time, reacting to events as they unfold. This short briefing note represents Moneycube’s views as at

Gold bars pic

Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy. And it’s proven very resilient in 2025. So is now the time for people in Ireland to invest in gold? Gold has some characteristics that investors just can’t ignore. When governments raise

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How to talk about money with your adult children

In many ways, Ireland is richer than it’s ever been. For the first time, many families have significant wealth to pass down the generations in due course. That’s surely a good thing – but it also creates new questions and

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How much should I have in my rainy day fund?

Everyone needs to prepare for the unexpected. An emergency fund you can access when you need it most is probably the most important savings goal you can set yourself. But this cash needs to be accessible fast, and very low-risk.

Should I accelerate drawing down my pension

Question of the month: my fund has jumped in value: should I accelerate drawing down my pension?

I’m aiming to retire towards the end of 2025. While I’ve been reducing the risk exposure of my pensions, I’ve kept some in bonds and equities which went up significantly in value over the last year (around ten per cent

How to talk about money with your parents in retirement

How to talk about money with your parents in retirement

In many ways, Ireland is richer than it’s ever been. For the first time, many families have significant inter-generational wealth. That’s surely a good thing – but it also creates new questions and a need for families to plan and

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ECB raises interest rates

ECB raises interest rates: how are you affected?

The European Central Bank (ECB) has raised interest rates by 0.25%, increasing its key deposit rate to 2.25%. The move was widely expected by financial markets, but it still represents a turning point after nearly three years of steady or

Money market funds - woman at laptop pic

Investing in money market funds

Investor interest in money market funds has become huge in recent years, with the value of the Euro money market reaching €2.1 trillion in March, up 42% in just three years. And with interest rates on the move again, the

SpaceX IPO

SpaceX, OpenAI and Anthropic IPOs: Should I invest?

Three of the most talked-about companies on the planet – SpaceX, OpenAI, and Anthropic – are preparing to list on public stock markets (known as an initial public offering, or) within the space of a few months. For the first

Emerging markets: should you own more?

The last decade has largely belonged to US equities, particularly the technology giants that have come to dominate global markets. Buy a global equity fund and a large chunk of your money ends up in the United States, particularly the

Bond market - Bank of England pic

What’s going on in the bond market?

Over the past few weeks, bond market yields on long-dated government debt have risen to levels not seen since the eve of the 2008 financial crisis. The US 30-year Treasury yield briefly touched 5.2% — the highest since 2007. UK

Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

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