Category: Investing

If you’re trying to grow your wealth, recent years have been full of mixed messages. The news is full of US-China trade wars, Brexit uncertainty, and continued low interest rates to support the world economy. But at the same time, markets have scaled new highs, we’ve seen three trillion-dollar listed companies (Microsoft, Apple and Amazon), … Continued

Peer-to-peer lending (P2P lending) is the newest entrant on the Irish investment scene.  Should you put your money in it?  And if so, what part does P2P have in your wider portfolio? Moneycube examines your options. Before we start, a word of warning.  Peer-to-peer lending is not regulated in Ireland, and Moneycube doesn’t provide advice … Continued

If you have a lump sum to invest and simply want to gain exposure to the whole stock market, Vanguard’s index funds could be the answer.  Their funds are simple, well-run, and great value. For Irish investors with a lump sum of around €20,000 or more, they’re very competitive.  You can base a general investment, … Continued

The average age in Ireland is 37.4, and it’s a time of life when money matters start to get serious.  Here’s our top 5 money mistakes to avoid in your 30s. 1. Searching for perfection Too often we burn up time in search of the perfect solution… and end up doing nothing.  With money matters, … Continued

Whether your money is invested in funds, on deposit at the bank, or squirreled away under the mattress, you’re faced with investment risk. Here, we outline four main kinds of risk your money faces, and what you can do about it. What is investment risk? As we’ve heard many times, investing involves risk: your investment … Continued

I’m thinking of investing €10,000 in Ryanair shares.  Is that too little to invest – and is there a better alternative? – Margaret, Dublin Update 30 March 2020: this article was written before the major market moves of recent weeks – but its perspective rings even more true now.  If you’re interested in Moneycube’s view … Continued

Investing for children has moved on from Henry the Hippo.  Whether it’s planning for the cost of education, or a headstart in adult life, many parents see the advantages of putting money away now for their kids’ future. Trouble is, it’s not obvious how.  So too many parents end up putting their cash into poor-paying … Continued

Update 12 November 2021: KBC Bank is leaving Ireland. Interested in alternatives?  Click the links below.  Alternatives to KBC investments Alternatives to KBC pensions KBC Bank has made a great effort to explain investing in Ireland, offering investments from just €125. So should you invest in KBC’s funds? We’ve reviewed their offering to help you decide. Read … Continued

Credit unions are one Ireland’s quiet financial services success stories.  Usually based on local or employment connection, they have helped millions of members boost their savings and manage their money. As people’s savings and earnings have recovered over recent years, more and more money is flowing into credit union savings. A sign of success – … Continued