Category: Retirement planning

Jan 2024 update: Our more recent post highlights the best investment opportunities for your money in 2024.   It’s time for Moneycube’s roundup of the best investments available in Ireland. Below we look at five funds we think have strong potential – in 2018 and beyond.  Remember all of these funds are available through our online investment … Continued

Moneycube believes we should all take control of our money. But that doesn’t mean you should do everything yourself.  Putting your investment plans together isn’t as easy as assembling a flat-pack (and even that gets complicated). Here are some reasons to think twice before getting your financial overalls on, and to consider web-based financial advice … Continued

Update 29 Jan 2020: Irish property funds under pressure as investors rush for the exit.  Read Moneycube’s view There’s no getting away from Irish people’s love of property investment. Now buying a house to live in might be increasingly difficult.  But commercial property investment funds offer you a bite-sized way to get financial exposure to … Continued

There is a lot of evidence that we postpone retirement planning because we find it too complicated and overwhelming.  Don’t.   When it comes to sorting your pension, you won’t sort it all at once.  What’s important right now is to start as soon as you can, obtain the tax advantages, and get into a … Continued

Even the best bank in Ireland is charging you way over the odds for basic services. It’s well documented that Irish people and businesses pay more and get less from their banks, compared to other European countries.  (Take a look here, here and here for evidence). But now we know that Sparkasse, a major German … Continued

We all want to do what’s best with our money.  Figuring out what’s best is a little more difficult. For sure, no-one wants to be left feeling they made an investment that won’t perform.  But it’s just as important to avoid waiting forever for the “perfect” savings opportunity to come along. The trouble is, perfection … Continued

At Moneycube we strongly believe in bringing transparency to investors.  For too long, investing has been made seem mysterious – usually in order to charge excessive fees. Here’s Moneycube’s rundown on advisor fees to consider for when investing. Pay direct, or via commission Fees mostly come in two basic flavours: ongoing, and one-off fees – explained … Continued

Remember the Special Savings Incentive Account (SSIA)?  It’s been ten years since these matured, creating a nest-egg totalling €14 billion. 1.2 million Irish people took one out.  It was a no-brainer: every €4 you put in, the state added €1.  A five-year savings plan, with a 25% top-up, guaranteed. The average age of SSIA account … Continued

Start at the end With €50,000 to invest, it’s well worth considering your goal.  What’s the money for, and how much will you need?  Everything else is working back from here. Avoid extremes Deciding your goal will reveal the most suitable investment type.  At this kind of money, best avoid extremes. Except if you need … Continued