Category: Retirement planning
If you are approaching retirement, Moneycube provides independent financial advice to help you plan for your future income.
Our retirement planning blog can help you figure out the income you’ll need in future and how best to take your retirement benefits, and you can read more at our approaching retirement centre here.
Please remember that this blog is not financial advice. To receive advice and plan your retirement using Moneycube, click here to contact us.
End-of-year investing checklist 2019
It’s almost the end of 2019 – and the decade! Here are Moneycube’s five to-dos to wrap up your 2019 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has an annual capital gains allowance of €1,270. After the year of … Continued
Should I move my UK defined benefit pension to Ireland?
Before we start: this article deals specifically with moving defined benefit, or final salary, pension schemes from the UK into Ireland. If you’re looking for a general view on moving your pensions back to Ireland, please click here. If you spent some of your career working in the UK, you may have built up defined … Continued
I’m in my 60s: what should I do to prepare for retirement?
If you’re in your early 60s and thinking about retiring, decisions you make now can have a big effect on your post-work situation. Here’s a checklist of items to think about as you plan your retirement income. 1. What’ve you got? It’s time to dust down your existing pensions and investments. Fact is, the pension … Continued
Should I take out a PRSA with my bank?
4 questions to ask before you sign up for a PRSA There are several reasons to consider starting a PRSA (Personal Retirement Savings Account) with your local bank. Starting a pension is a good move no matter how you do it. But before you sign up to a pension with an Irish bank, here are … Continued
The simplest pension in Ireland
A simple investment strategy, with a leading Irish pensions provider, at a clear, great value price – what’s not to like? Keep it simple is perhaps the best rule of finance. Pensions in Ireland have a reputation for flouting the rule. But it doesn’t have to be that way. Moneycube has put together a super-simple pension … Continued
When can I retire if I was born in 1970?
Are you are a 1970s child and want to know when you can retire? In order to receive the State pension in Ireland, you’ll be waiting until at least 2038. But by making some changes now and taking charge of your pension plan, you might not have to wait that long to stop working. In … Continued
Standard Life GARS fund: time to head for the exit?
Is your money in Standard Life’s GARS fund? If the answer is yes, it’s time to review your investment strategy – and the advice you’re getting. The Global Absolute Return Strategies fund has been a favourite for Irish financial advisers and brokers in recent years. We’re wondering why. Got money stuck in GARS and wondering … Continued
Your pension options at retirement
For most of us, the days of a guaranteed pension for life from our employer are gone. If you’re reading this, your pension options at retirement are probably more complicated. These days, you have several choices to make use of your defined contribution pension pot. Most people have built up a ‘defined contribution’ pension fund … Continued
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