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For most of us, combining old pensions into the one that’s on offer with a new job is a missed opportunity. Read why

As global leaders and climate activists meet in Glasgow for COP26, we look at the part pensions can play in addressing climate change.  This article is adapted from a Moneycube opinion piece which appeared in The Journal on 3 November 2021.  What links climate change, the Black Lives Matter movement and the Facebook whistleblowing controversy? They’re … Continued

Central Bank of Ireland statistics show Irish companies had cash on deposit of over €142 billion in June 2021. That’s a heck of a lot of unproductive cash earning zero – or possibly negative – returns. If you run a small- or medium-sized business in Ireland, here are five good reasons to consider investing some … Continued

As the 2021 United Nations Climate Change Conference, COP26, kicks off in Glasgow, we’re sharing a conversation with Sarah Norris, fund manager of the Abrdn Global Equity Impact fund, on investing with impact.  Watch or read the transcript below to learn more on putting your money into funds with strong environmental, social and governance (ESG) … Continued

KBC’s leaving Ireland. The Belgian bank that once seemed set to challenge the dominance of AIB, Bank of Ireland and Permanent TSB is packing its bags.  If you have PRSA pension with KBC Bank, should you stick with it or move? We outline your options. The KBC PRSA seemed a great alternative When it comes … Continued

I have held around €40,000 in cash savings for some time. My bank recently approached me and suggested that I invest some of the cash I have saved with them. Should I take its advice? – Anon, Co Meath Ireland’s banks have been grappling with a strange problem lately: too much money. These days, minding … Continued

Pensions Awareness Week Ireland (PAW) is back and bigger than ever!  Join Moneycube and over twenty other contributors  from 20 – 24 September to create a roadmap for your financial future. PAW21 will offer: 1. Free financial information and 30 online events covering the A to Z of pensions 2. Free 1-2-1 consultations on your pension 3. We’ll also be speaking … Continued

I am 63 and, because I am hoping to retire in the next two years, a lot of my pension is held in a cash fund. However, the value is steadily decreasing due to charges and inflation. What options do I have to avoid this? – Anon, Co Kildare The low-interest rate environment of the … Continued

Sometimes the challenge with investing is not identifying great opportunities – but getting access to them.  Many of the best growth stories in recent years have come from companies that have stayed away from the public markets, and grown with private capital. Stripe and Revolut are just two examples of multi-billion businesses that have grown … Continued