Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland.
Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025. Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential, in 2019
An annuity is an agreement with an insurance company to pay you an income for life. When you retire, the pension fund(s) you have paid into (perhaps an executive pension, a personal pension, or a PRSA), are available to you.
Most people who have built up a pension in Ireland are able to take 25% of their savings as a lump sum on retirement*. The first €200,000 is tax-free, and the next €300,000 is taxed at the standard rate of
For most of us, the days of a guaranteed pension for life from our employer are gone. If you’re reading this, your pension options at retirement are probably more complicated. These days, you have several choices to make use of
An Approved Retirement Fund, or ARF, is a pot for your pension money after you retire. When you retire, the pension funds you have paid into are available to you. You can then take decisions on what to do with
An investment fund pools together money from many people. Fund managers use that money to invest in a wide range of assets. If you’re investing for the first time, or don’t want to manage your money yourself night and day,
Moneycube can help you invest your lump sum in investment funds run by Ireland’s leading providers. We offer advice on investing lump sums from €2,500 upwards. Whether you’re taking your first steps to grow your money, or looking to invest
Regular savings enable you to invest on a monthly basis. With Moneycube, you can invest from as little as €250 per month (and there’s no maximum!). From €250 and upwards, investment funds are ideal. They offer diversity, flexibility, and growth
Self-invested, or self-directed, pension plans give you maximum control. On top of the income tax benefits you’d expect from a pension plan, they allow you to invest in a wide range of assets, ultimately chosen by you. At Moneycube, we
There are three main types of pension in Ireland: the State pension, pensions provided through your work, and pensions you arrange yourself – also known as personal pensions. Moneycube’s specialty is helping people arrange their own pensions. Such pensions come
Consolidate or Transfer your pensions Not many people have a job for life anymore. These days, we’re far more likely to make several moves in our career – often leaving pensions behind us on the way. It’s easier than you
There are two main routes to investing in funds in Ireland. You can invest through an insurance company, or directly into UCITS funds. Each route has pros and cons – we’ll advise on what’s right for you when we make
