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The risks of leaving cash on deposit

Leaving money in the bank is sometimes said to be the risk-free choice. But in fact, keeping your savings in cash does carry risk. Here are some questions to think about if all your wealth is in cash. How safe

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How far does €500k go towards retirement in Ireland?

With the average pension pot in Ireland somewhere in the region of €90,000, a pension pot of half a million is something many people can only dream of. But how far would it get you? We’ve carved up a notional

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Will inflation affect savers and investors in Ireland?  

We’ve been living in a low-interest and low-inflation world for a decade or more now. But markets have started to consider that things might change. What does that mean for investors and savers in Ireland? First, let’s be positive. Inflation

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Living on ‘Livin’ on a Prayer’ – Investing in Music Royalty Funds

Whether it’s cryptocurrency or rare metals, social housing funds or peer-to-peer lending, many new types of asset have become investible as part of your portfolio in recent years. One new entry is funds which buy up royalty rights for music.

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How not to invest: 5 investments to avoid during 2021  

We spend so much time talking about ways to invest your money… it’s time to look at some investments that are best avoided. Whether it’s the risk of scams, returns that are too good to be true, excessive costs or

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Cash sitting in Ulster Bank?  5 good reasons to consider investing it

It’s official – Ulster Bank is leaving Ireland. One positive effect of the news is that it’s prompting customers to think about what to do with lump sums sitting in cash in the bank. Since you’ll have to move your

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Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

Ward of court investment changes

Investment options for a former ward of court: what’s changing and what should families consider?

Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For families and those responsible for financial decision-making, the shift raises both practical and strategic questions. Here’s Moneycube’s guide on what

Investing in inflationary times

Inflation has a habit of exposing weak spots in investment portfolios. Back in 2022, we saw something many portfolios weren’t built for: both equities and bonds falling at the same time. For decades, bonds were expected to act as the

Question of the month: Investing or overpaying a mortgage – which is the best use of €10,000?

Knocking years off your mortgage is not always the most efficient use of your spare cash. We’ve been speaking to the Sunday Independent to explain why. We ran the numbers on four options: keeping your cash in the bank, paying

Navigating the Iran crisis

War is a human crisis, much more than a financial one. Without wanting to diminish that, this article focuses on how markets are digesting the effects of war in the Middle East. It is clear that the immediate effects are

Moneycube acquires OMAC Mortgages and Finance

As covered in today’s Irish Independent, Moneycube is pleased to announce the acquisition of Clondalkin-based OMAC Mortgages and Finance. The acquisition is a key step in broadening the Moneycube group of companies’ service offering, and bringing our investment advisory capabilities

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