Five mistakes new investors make

Investing your money can get complicated.  Here’s Moneycube’s roundup of the investing mistakes we spend time talking people out of. No goal It’s always better if you start with your end in mind. What is successful investment for you?  If you’re 30 and tucking away surplus cash, it’s going to look a little different from … Continued

Active investing vs passives: what’s right for Irish savers?

There’s a revolution going on in the global investment industry right now.  Passive investing is eating active managers’ lunch. A deluge of money is being taken out of actively managed funds, and placed in passive, or index funds.  Those highly-paid people in pinstripes are losing out to computers which can be set to track an … Continued

We loved SSIAs… what could replace them?

Remember the Special Savings Incentive Account (SSIA)?  It’s been ten years since these matured, creating a nest-egg totalling €14 billion. 1.2 million Irish people took one out.  It was a no-brainer: every €4 you put in, the state added €1.  A five-year savings plan, with a 25% top-up, guaranteed. The average age of SSIA account … Continued

What inflation did to your savings in July

July inflation numbers are out, and for the canny saver, it could be worse.  With the summer sales, prices remained flat. But it’s a strange world where watching your money tread water is a good result.  At Moneycube, we believe more people should think about investing their savings for growth. One big reason for that … Continued

How robo-advice can help you build your wealth

Robo-advice is changing how people in Ireland build their wealth. We’ve been blogging on Enough.ie about robo-advisors, and how they can help you take charge of your finances. What’s robo-advice? Robo-advisors, or automated investment advisors, are platforms that use algorithms to handle parts of the investment process.  That reduces the need for human involvement.  It means cheaper, … Continued

I’m 25: is it worth investing €2,500?

There are many reasons you could run in to €2,500. (Here’s one way).  The important thing right now isn’t how you got it, but what you’re going to do with it.  Is it worth investing it? Some might spend it on a holiday or retail therapy.  Others however, want something to show for their money. … Continued

The financial crisis, 10 years on: what Irish people do differently now

It’s been ten years since the global financial crisis kicked off. Our founder Ralph Benson has been blogging on Medium about how the financial crisis changed people’s behaviour permanently. In particular the crisis made us see the need to take charge of our own finances – which is why Moneycube exists. Click here to read … Continued

How rich are the Irish?

Moneycube examines our average wealth Read our July infographic to learn exactly how rich are the Irish, and where they keep it. Sources: Moneycube estimates; Central Bank of Ireland; Standard Life; Central Statistics Office

How fintech is changing investing in Ireland

The Irish fintech scene goes from strength to strength, as this map, by the guys at Fintech Ireland, shows.  And Moneycube is doing its bit to introduce technology into the investing process. But what does the buzz about financial technology mean for your savings, investments and pension?  Here’s Moneycube’s guide to how fintech is changing … Continued