What inflation did to your savings in October

At Moneycube we believe more people should think about investing their savings. One big reason is that it is almost impossible now to make any money by leaving it on deposit in the bank.  Deposit rates continue at near-zero levels. So your savings still have catching up to do.  That might make it a good … Continued

Should I pay off my mortgage early, or invest?

Low interest rates mean many Irish people can accelerate repayments and pay off their mortgage early. But is this the best use of your cash?  Or could you make more money by investing? Moneycube examines the options. Nice one Firstly – well done.  If you’re in a position to consider overpaying your house loan, you’re … Continued

Saving and investing for grandchildren

Investing for grandchildren is a long term game.  Moneycube outlines the options available in Ireland, and explains our preferred approach. How much? Let’s cut to the chase.  Your approach to saving for your grandchild’s future depends heavily on how much cash you’re planning to put away, and how quickly. Play it smart, and you can … Continued

What is investing?

Dictionary corner: What is investing?  It is committing money now in the expectation of future profit. Sounds great Moneycube, but what does it really mean, and is it for me? If you’ve landed here, you’re probably tired of watching your bank savings ebb away through charges and price rises.  Maybe you’ve read one of our … Continued

5 millennial money mistakes…and how to solve them

Not every millennial is spending their cash on avocado toast and cortado coffees. In fact, many in their twenties and early thirties know that doing the right thing now can make a massive difference to your wealth. But translating that into practical steps can be hard.  Tired of reading about how you’re doing it wrong? … Continued

Should I invest in ETFs?

Exchange traded funds, or ETFs, are the investing vogue of recent years.  Global assets held by ETFs are now worth a cool $4.2 trillion. Moneycube explains what they’re good for, and why investment funds remain a better bet for most of our customers. What’s an ETF? Exchange-traded funds are funds traded on a stock exchange.  … Continued

September inflation: what it did to your savings

At Moneycube we believe more people should think about investing their savings. One big reason for that is that it is almost impossible now to grow your savings by leaving them in the bank.  Deposit rates continue to snooze at zero per cent or near it. Prices eased off in September… Consumers got some respite … Continued

Low-risk investment: the Moneycube approach

Yep, we know.  All investing involves risk.  But there is a surprising amount you can do to invest your money, at a sensible level of risk.  As an online investment advice service, Moneycube works with you to find the appropriate low-risk investment fund for your needs. Here are five ‘Do’s’ and one ‘Don’t’ for a … Continued

Best way to invest €100,000

What would you do with a €100,000 windfall? Moneycube has been evaluating the market for the strongest options if you’re planning to invest a six-figure sum. The portfolio in the table below is a great route to a highly diverse, great value investment run by some of the best fund managers in the world. Read … Continued