There is a lot of evidence that we postpone retirement planning because we find it too complicated and overwhelming. Don’t. When it comes to sorting your pension, you won’t sort it all at once. What’s important right now is to start as soon as you can, obtain the tax advantages, and get into a … Continued
And they’re off! After taking a break for the summer sales in June and July, the negative impact of inflation on your bank savings started to look obvious again in August. Prices were up 0.4% by comparison with last year. If you have a lump sum on deposit, inflation means that even as you’re reading … Continued
Investing is easier, more accessible and quicker than you think. What’s holding you back from investing your money? Moneycube examines five common investing myths, and explains the reality, so you can be confident in putting your money to work. Investing myths #1: it’s only for the rich Top of the list is the idea that … Continued
Five questions really count if you’re planning to invest a lump sum. 1. How much work you’re prepared to do Some investments need more of your attention than others. The great thing about placing a lump sum in an investment fund is that your money is managed professionally on your behalf – both by the … Continued
Even the best bank in Ireland is charging you way over the odds for basic services. It’s well documented that Irish people and businesses pay more and get less from their banks, compared to other European countries. (Take a look here, here and here for evidence). But now we know that Sparkasse, a major German … Continued
We all want to do what’s best with our money. Figuring out what’s best is a little more difficult. For sure, no-one wants to be left feeling they made an investment that won’t perform. But it’s just as important to avoid waiting forever for the “perfect” savings opportunity to come along. The trouble is, perfection … Continued
At Moneycube we strongly believe in bringing transparency to investors. For too long, investing has been made seem mysterious – usually in order to charge excessive fees. Here’s Moneycube’s rundown on advisor fees to consider for when investing. Pay direct, or via commission Fees mostly come in two basic flavours: ongoing, and one-off fees – explained … Continued
Investing your money can get complicated. Here’s Moneycube’s roundup of the investing mistakes we spend time talking people out of. No goal It’s always better if you start with your end in mind. What is successful investment for you? If you’re 30 and tucking away surplus cash, it’s going to look a little different from … Continued
There’s a revolution going on in the global investment industry right now. Passive investing is eating active managers’ lunch. A deluge of money is being taken out of actively managed funds, and placed in passive, or index funds. Those highly-paid people in pinstripes are losing out to computers which can be set to track an … Continued
