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My husband died recently, and for the first time in many years I am looking after my finances directly. I am not under immediate pressure and have day-to-day income. But our investment assets are now in my sole name, and
Most people let retirement happen to them. Typically, it happens following a big birthday. But it doesn’t have to be that way. These days, our jobs are often shorter in duration, and careers more flexible, with several iterations. There’s much
Rebalancing is the process of adjusting your investments between different types of assets. It’s best explained by an example. Imagine you had originally bought a portfolio of investments, split 50:50 between company shares and bonds. (See the left-hand bar on
I have €300k in cash and want to put the money to work in the short term until I have a longer term plan. Clearly there is little interest to be had from the Irish banks. I have heard about
Is the stock market getting more volatile? Or does it just seem that way? And what should you do about it? There’s no doubt the 2020s have been chock-full of shocks so far. We might have hoped for a roaring
Zurich Prisma funds are one of the best-known multi-asset ranges in Ireland. Against comparable funds, they are consistently at or near the top of their peer group. In fact, around 100,000 people in Ireland have invest in Prisma. So what
I keep reading that a system for automatically enrolling workers in a State pension system is imminent, but it never seems to arrive. As a result I’ve held off starting a pension until auto-enrolment is available – is that wise?
Receiving an inheritance can be life-changing. It can be unexpected, of uncertain timing – and can come with a lot of emotion attached. A lot of people feel an obligation to ‘do the right thing’ when considering how to invest
For much of the 2010s, investors stuck loyally to TINA. The mantra was that in an era of rock-bottom interest rates, There Is No Alternative to investing in equities. But with central bank interest rate hikes over the last three
China’s stock market hit a five-year low in February. As China celebrates new year, what’s gone wrong? It’s not long since investing in China was the big new opportunity in investment markets. Alongside the west coast of the US, it
I have 2 pension funds with my former employer. One is a guaranteed with-profits fund that is paid up since the early 90s. The other is a defined contribution pension that is paid up since I left the job in
Welcome to Moneycube’s annual roundup of the best investments available in Ireland. Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025. We’ve chosen five funds we think have strong potential for the
