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It’s almost the end of 2019 – and the decade!  Here are Moneycube’s five to-dos to wrap up your 2019 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has an annual capital gains allowance of €1,270. After the year of … Continued

Our favourite technology fund for investors based in Ireland might seem an unusual choice – for several reasons. To start with, it’s not a pure tech fund. Secondly, it’s not new - in fact the fund has been around for over 110 years. And it certainly doesn’t sound techie: it’s called Scottish Mortgage Investment Trust … Continued

If your company is like most in Ireland, its accounting year ends in December.  And that means now’s the time to think about making a special contribution to your company pension – especially if you’ve experienced a strong trading year. Read on to find out what’s good about topping up a company pension before year … Continued

If you’re trying to grow your wealth, recent years have been full of mixed messages. The news is full of US-China trade wars, Brexit uncertainty, and continued low interest rates to support the world economy. But at the same time, markets have scaled new highs, we’ve seen three trillion-dollar listed companies (Microsoft, Apple and Amazon), … Continued

Peer-to-peer lending is the newest entrant on the Irish investment scene.  Should you put your money in it?  And if so, what part does P2P have in your wider portfolio? Moneycube examines your options. Before we start, a word of warning.  Peer-to-peer lending is not regulated in Ireland, and Moneycube doesn’t provide advice on it. … Continued

If you’re in your early 60s and thinking about retiring, decisions you make now can have a big effect on your post-work situation.  Here’s a checklist of items to think about as you plan your retirement income. 1. What’ve you got? It’s time to dust down your existing pensions and investments.  Fact is, the pension … Continued

Everything you need to know to make a last-minute pension contribution ahead of the 2018 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension and claim income tax relief … Continued

4 questions to ask before you sign up There are several reasons to consider starting a PRSA with your local bank. Starting a pension is a good move no matter how you do it. But before you sign up to a pension with an Irish bank, here are four questions to ask. 1. Is a … Continued

I’m thinking of investing €10,000 in Ryanair shares.  Is that too little to invest – and is there a better alternative? – Margaret, Dublin Question of the month is a new regular feature on the Moneycube blog. If there’s an aspect of investing or pensions that you’d like us to cover, drop us a line. … Continued