How to measure investment fund performance

Clearly the performance record of growth of a fund is of great interest.  But what counts as good investment fund performance?  In fact a fund’s track record over one, two or three months is of little interest to the medium-term investor. Here, Moneycube explores what really matters when looking for a strong-performing investment fund in … Continued

Can I afford to invest? Three questions before taking the plunge

Thanks to the web, investing your money in Ireland is easier than ever.  It’s also more affordable than ever, with Moneycube offering access to regular investments from just €250 per month, and lump sums from €2,500. But the basics still apply when figuring out if you can afford to invest.  Read on to learn more … Continued

Should you invest in UK-focused funds?

If investing is about putting your money into high-quality opportunities at fair prices, now could be a great time for Irish people to consider UK-focused funds. We explain why, and suggest a couple of options that could do the trick for Irish-based savers. Before we start – remember this isn’t an investment recommendation.  If you’d … Continued

It’d be like a weight off my shoulders – meet Moneycube users

Investing your money is about more than chasing returns.  For Moneycube users, it’s about taking control of your money, and knowing you’re doing the right thing with your savings. At Moneycube we’ve been speaking to our users about what held them back from investing before now, and how investing makes them feel. Click the video … Continued

Storm clouds gather: what’s an investor to do?

Last week was a bumpy ride for investors as markets dipped 2 or 3 per cent on Wednesday and Thursday, before flattening a little on Friday.  What’s going on?  And what’s to be done? The immediate cause here is rising US interest rates, which went up at the end of September, mainly in response to … Continued

How far does €500k go in retirement?

With the average pension pot in Ireland somewhere in the region of €90,000, a pension pot of half a million is something many people can only dream of. But how far would it get you?  We’ve carved up a notional €500,000 pension fund at retirement to see if it’s enough. The lump sum First, the … Continued

Investing with a direct debit: drip, drip, drip

Is there space in your monthly budget for a regular investment?  There are a lot of benefits to the drip-feed approach. It’s not long since you needed a large chunk of cash to start investing.  That’s changed now, and Moneycube can arrange investments from €250 per month. We’ve described some of the benefits of investing … Continued

Irish Life MAPS review

Irish Life Multi-Asset Portfolios (or Irish Life MAPS) is hard to avoid.  It’s the biggest multi-asset range of funds in Ireland. It sometimes seems like its advertisements are on the side of every bus.  And AIB, Permanent TSB and Ulster Bank also promote it heavily. So is it right for you, and what’s the alternative? … Continued