What are your pension options when you leave a company?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued

Are KBC investment funds any good?

KBC Bank has made a great effort to explain investing in Ireland, offering investments from just €125. So should you invest in KBC’s funds? We’ve reviewed their offering to help you decide. Read on to find out more on KBC’s fund performance, costs, and some alternatives. How do KBC’s investments work? KBC’s offering is focused on a … Continued

The simplest pension in Ireland

A simple investment strategy, with a leading Irish pensions provider, at a clear, great value price – what’s not to like? Keep it simple is perhaps the best rule of finance. Pensions in Ireland have a reputation for flouting the rule.  But it doesn’t have to be that way. Moneycube has put together a super-simple pension … Continued

Affected by a credit union savings cap? Here are some alternatives

Credit unions are one Ireland’s quiet financial services success stories.  Usually based on local or employment connection, they have helped millions of members boost their savings and manage their money. As people’s savings and earnings have recovered over recent years, more and more money is flowing into credit union savings. A sign of success – … Continued

Ethical investment options in Ireland

Taking control of your money is increasingly about making sure it’s invested in an ethical way. There are several good options for socially responsibly investors in the Irish market. What’s ethical investing? Ethical investing (or socially responsibly investing) comes in many forms, some more stringent than others. The common theme is a set of ethical … Continued

Woodford fund suspension: how are Irish investors affected?

Investors in the UK-based Woodford Equity Income fund have been unable to withdraw their money since 3 June.  What’s happened, and what are the lessons for Irish investors? What’s happened? Woodford Equity Income was formed in 2014 and quickly grew to over £10 billion in assets.  Some of those assets were invested in smaller, private … Continued

When can I retire if I was born in 1970?

If you are a 1970s child, you’ll be waiting until at least 2038 in order to receive the State pension. But by making some changes now and taking charge of your pension plan, you might not have to wait that long to stop working. In fact, it’s possible to access pension savings from age 50 … Continued

Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy.  So is it the right choice for investors in Ireland? Moneycube explains why you should consider investing in gold, how to do it, and how it should fit with your overall selection of investments. Why invest in gold? Fact is, gold has some characteristics that investors just … Continued

Should you move your UK pension back to Ireland?

If you’ve spent a few years working in the UK, it’s likely you’ve built up some decent pension provision.  Now you’ve moved back, should you bring your pension with you? Here are five questions to help you decide. Why should I move my UK pension? There are several reasons bringing your pension back to Ireland … Continued