Category: Financial plan

Sorting your finances doesn’t happen overnight. It takes time to put a plan in place, implement it, and let the benefits flow through. Here are five ideas to make a fresh start with your finances in 2025. Read on: If you’ve found these tips helpful, you might also like our article in The Journal on … Continued

There’s a degree of optimism in the air in financial markets as the year draws to a close.  2024 has been a strong period for markets, and the overall mindset is one of growth.  Company earnings have been resilient, inflation has been cut, and there’s a sense that there is more to follow for the … Continued

It’s less than three weeks since the US election, and already the ‘Trump trade’ has been through several changes.  What is it, and what does it change for you as an investor? What’s the Trump trade – and what’s the effect so far? The Trump trade is the name for the rotation of money into … Continued

In the wake of the Budget, the government has introduced PRSA contribution limits.  That will restrict the amount that employers can pay into PRSAs for members of staff.  If you intend to pay substantial lump sums into your pension in the near future, you could be affected. Read on to understand what’s changing, how it … Continued

If your company is like most in Ireland, its accounting year ends in December.  And that means now’s the time to think about making a special contribution to your company pension – especially if you’ve experienced a strong trading year. Read on to find out what’s good about topping up a company pension before year … Continued

Life insurance, income protection and business protection can get complicated, but truth be told, many of us have the same questions.  Moneycube is here to help with our FAQ! From the benefits of life assurance, to protecting your business and your family, and everything in between, here’s Moneycube’s rundown of everything you ever wanted to … Continued

US markets make up around two-thirds of the world’s stock markets by value. So the US election on 5 November has global relevance for investors. How will political changes impact the values of equities, bonds, and other assets? The result itself… …is too close to call. Yes, there is some evidence of an emerging ‘Trump … Continued

The government has announced changes to the lifetime pension cap (also known as the standard fund threshold) in Ireland.  Currently the cap is €2 million, and beyond that, a penalty tax applies. The aim is to make sure the government gets its tax take. (There are some ways to squeeze a bit more below the … Continued

I am in my early 80s and have owned a two-bed apartment in Dublin city centre for many years now. I’ve never lived there, but some of my children and other family members have used it as a base when attending college and at other times. It has recently been vacated and I’m now trying … Continued