A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.
From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.
Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.
US markets make up around two-thirds of the world’s stock markets by value. So the US election on 5 November has global relevance for investors. How will political changes impact the values of equities, bonds, and other assets? The result itself… …is too close to call. Yes, there is some evidence of an emerging ‘Trump … Continued
In the wake of the Budget, the government plans to introduce PRSA contribution limits. That will restrict the amount that employers can pay into PRSAs for members of staff. If you intend to pay substantial lump sums into your pension in the near future, you could be affected. Read on to understand what’s changing, how … Continued
The government has announced changes to the lifetime pension cap (also known as the standard fund threshold) in Ireland. Currently the cap is €2 million, and beyond that, a penalty tax applies. The aim is to make sure the government gets its tax take. (There are some ways to squeeze a bit more below the … Continued
I am in my early 80s and have owned a two-bed apartment in Dublin city centre for many years now. I’ve never lived there, but some of my children and other family members have used it as a base when attending college and at other times. It has recently been vacated and I’m now trying … Continued
Everything you need to know to make a last-minute pension contribution ahead of the 2023 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension – sometimes called an Additional … Continued
Interest rates are finally being cut across developed markets. The European Central Bank met today and cut rates by 0.25% to 3.5%. The Federal Reserve is expected to cut US rates by the same amount, or maybe double, next week. And the Bank of England meets in a week’s time to consider the same question. … Continued
PRSAs can get complicated, but truth be told, many of us have the same questions. Moneycube is here to help with our FAQ! From the benefits of a Personal Retirement Savings Account, to withdrawing it, and everything in between, here’s Moneycube’s rundown of everything you ever wanted to know about PRSA pensions in Ireland… but … Continued
August has begun with a strong selloff in global stock markets. What’s going on, and what should you do? Before we start: financial markets change all the time, reacting to events as they unfold. This short briefing note represents Moneycube’s views as at 1000 on Tuesday 6 August and has not been updated since. What’s … Continued
Investors in risk assets will be pretty satisfied with the first half of 2024. Most funds delivered sustained positive results. Investors were rewarded in almost all asset classes, with equities up over 15% in Euro terms, bonds delivering continued yield, and gold and silver both reaching their highest prices in over a decade. Read Moneycube’s … Continued
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