A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.

From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.

Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.

What are your pension options when you leave your job?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued

What’s the outlook for buy-to-let in Ireland?

Question of the month: I was considering an investment property at the start of this year.  What’s the outlook for buy-to-let? – GL, Carlow The coronavirus outbreak is accelerating many changes in Ireland.  Buy-to-let is definitely at the sharp end. At the start of 2020, a 7-year run of rising rents had already come to … Continued

Investing in blockchain in Ireland

It’s been said many times that data is the new oil.  Putting your money into big oil delivered massive returns in the 20th century.  Could investing in big data do the same in the 21st? There’s no doubt that there is a huge and growing demand for data management, processing and storage for the world’s financial, … Continued

Which sectors can perform strongly through the coronavirus crisis?

Just as the lockdown is affecting each of us in different ways, businesses have experienced very different impacts from the coronavirus crisis. Here’s Moneycube’s survey of four sectors which are well-positioned to perform for investors in Ireland through the coronavirus and beyond. 1. Healthcare and pharma There are two reasons healthcare and pharmaceutical stock are … Continued

Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy.  So is it the right choice for investors in Ireland? Gold has some characteristics that investors just can’t ignore.  When governments print money, countries fight wars, or political uncertainty increases, share prices can come under pressure. But demand for gold grows. This is the scenario that is … Continued

Making sense of your leaving service pension options letter

When you leave a job, you’ll need to make decisions about your company pension. You should receive a letter setting out the options you have to deal with your pension fund.  We’ve set out what the most common options mean over here. This blog explains the documents you’ll receive, and how the process of moving … Continued

What does Coronavirus mean for my pension?

Coronavirus hit the financial markets in a big way during March. As a result, many pension savers will have seen a drop in the value of their savings over the last few weeks. So should you take action? Read our five-point guide to find out what it all means for your retirement fund, and why … Continued

Is now the right time to invest?

 What a month that was for investors.  In the space of 30 days: World shares fell by 16.7% in Euro terms The S&P 500 recorded the 7 largest ever one-day points gains (yes, gains) Oil dropped to its lowest price since 2002 The market’s ‘fear index’, the VIX, hit its highest level ever on 16 … Continued

Best place to invest money in Ireland in 2020

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the new decade. Despite choppy conditions in March 2020, whether you’re a new investor, looking to invest a large lump sum, or seeking income from your investments, we’ve got a fund for you. We’ve also crunched the … Continued