Category: Financial plan

Investors in risk assets will be pretty satisfied with the first half of 2024.  Most funds delivered sustained positive results.  Investors were rewarded in almost all asset classes, with equities up over 15% in Euro terms, bonds delivering continued yield, and gold and silver both reaching their highest prices in over a decade. Read Moneycube’s … Continued

My wife passed away recently and asked me to set up a form of trust fund for our four grandchildren, aged 18 months to eight years old. She didn’t want them to get access to this until they reach 28 years old. Who would be best to advise on this and where should it be … Continued

Silicon Valley is a storied part of the US economy, and even the American dream. It has been the birthplace of numerous world-beating businesses for decades, from Hewlett-Packard and Intel in the twentieth century to Nvidia and Apple today.  What’s made the San Francisco Bay Area so successful? Its success is built on a fertile … Continued

If you work for yourself, funding a self-employed pension is something that can get left behind.  There are plenty of competing demands on your cash, especially in the early years of trading.  Here’s how you can make a start on your pension if you’re in your 40s and self-employed. Some good news to begin with … Continued

My husband died recently, and for the first time in many years I am looking after my finances directly.  I am not under immediate pressure and have day-to-day income.  But our investment assets are now in my sole name, and longer-term, I want to have much better understanding of what is happening my money.  Where … Continued

Most people let retirement happen to them.  Typically, it happens following a big birthday. But it doesn’t have to be that way. These days, our jobs are often shorter in duration, and careers more flexible, with several iterations. There’s much more opportunity to control the time you’ll retire. So what would it take to be … Continued

Auto-enrolment – the practice of automatically signing up workers to pay into a pension – is coming to Ireland – likely next year. There’s no doubt it’s a positive development for the people of Ireland, and the affordability of pensions in the decades to come. Legislation to make it happen is inching through the Oireachtas, and … Continued

I have €300k in cash and want to put the money to work in the short term until I have a longer term plan. Clearly there is little interest to be had from the Irish banks.  I have heard about money markets and government bonds but don’t know access them.  What low-risk options are out … Continued

Investor interest in money market funds has exploded in the last 18 months.  In 2023, global value of funds in the money market increased 17% to US$ 9.9 trillion according to ratings agency Fitch.  So what’s a money market fund, why would you want to invest in one?  What are the advantages… and the risks? … Continued