A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.

From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.

Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.

Moneycube’s midyear market review

If you’re in the habit of checking in on your investments every six months, you’ll have had a pretty uneventful investing year so far.  Many equity funds are flat, or even slightly ahead for the six months to the end of June 2020. But that disguises one of the most dramatic periods for investors in … Continued

How does tax relief on pensions work?

The government really wants you to save for your retirement.  So they offer three great tax advantages to encourage you to save into your pension. Here’s Moneycube’s explainer on the three tax concessions for pension savers.  Read how tax relief on pensions in Ireland works, how much you can claim, and how that will accelerate … Continued

Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy.  So is it the right choice for investors in Ireland? Gold has some characteristics that investors just can’t ignore.  When governments print money, countries fight wars, or political uncertainty increases, share prices can come under pressure. But demand for gold grows. This is the scenario that is … Continued

The OODA loop of financial planning

Financial planning has a bit of a bad name: boring AND expensive.  But done right, a financial plan is a roadmap to financial freedom, confidence and security. It’s true that you can spend a lot of money with some advisors, developing a plan covering all aspects of your financial life over many years.  And if … Continued

Best ways to invest €10,000 in Ireland

Moneycube is often asked about the investment alternatives for someone with around €10,000 to invest. Is there a worthwhile alternative to leaving the cash in the bank?  Yes, absolutely!  We’ve set out some considerations for someone with this kind of sum to invest. An investment fund is ideal With €10,000 at stake, the risk of … Continued

What are your pension options when you leave your job?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued

What’s the outlook for buy-to-let in Ireland?

Question of the month: I was considering an investment property at the start of this year.  What’s the outlook for buy-to-let? – GL, Carlow The coronavirus outbreak is accelerating many changes in Ireland.  Buy-to-let is definitely at the sharp end. At the start of 2020, a 7-year run of rising rents had already come to … Continued