Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential, in 2019 and beyond. Whether you’re a new investor, looking to invest a large lump sum, or seeking income from your investments, we’ve got a fund for you. We’ve also crunched the numbers to … Continued
Category: Financial plan
A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.
From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.
Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.
If you have a lump sum to invest and simply want to gain exposure to the whole stock market, Vanguard’s index funds could be the answer. Their funds are simple, well-run, and great value. For Irish investors with a lump sum of around €75,000 or more, they’re very competitive. Vanguard have a range of funds … Continued
It’s almost the end of 2018. Here are Moneycube’s five to-dos to wrap up your 2018 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Some investors will be sitting on losses following recent market moves. Combined with the annual capital gains allowance of €1,270, … Continued
An index fund is a type of fund designed to track the performance of a particular market as closely as possible. The aim is to replicate the performance of that market, while keeping costs as low as possible, by setting the fund on ‘autopilot’, and reducing the need for expensive fund managers. Index funds in Ireland … Continued
Last week was a bumpy ride for investors as markets dipped 2 or 3 per cent on Wednesday and Thursday, before flattening a little on Friday. What’s going on? And what’s to be done? The immediate cause here is rising US interest rates, which went up at the end of September, mainly in response to … Continued
Is there space in your monthly budget for a regular investment? There are a lot of benefits to the drip-feed approach. It’s not long since you needed a large chunk of cash to start investing. That’s changed now, and Moneycube can arrange investments from €250 per month. We’ve described some of the benefits of investing … Continued
Despite Ireland’s housing shortage, it’s hard to make the numbers add up when it comes to investing in buy-to-let property. The individual landlord faces increasing regulation, professional competition, and a big bet on Ireland’s volatile property market. Moneycube describes what’s going on, and some investment alternatives if you’re considering a property investment. The maths looks … Continued
For most of us, the days of a guaranteed pension for life from our employer are gone. If you’re reading this, your pension options at retirement are probably more complicated. These days, you have several choices to make use of your defined contribution pension pot. Most people have built up a ‘defined contribution’ pension fund … Continued
At Moneycube we believe more people should think about investing their savings. One big reason for that is that it is almost impossible now to make any money by leaving it on deposit in the bank. Deposit rates continue at near-zero levels. But inflation has continued to erode the value of our money, as data from … Continued