A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.
From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.
Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.
Exchange traded funds, or ETFs, are the investing vogue of recent years. Global assets held by ETFs are now worth a cool $4.2 trillion. Moneycube explains what they’re good for, and why investment funds remain a better bet for most of our customers. What’s an ETF? Exchange-traded funds are funds traded on a stock exchange. … Continued
Keen to make the most of your money? Considering investing your money for the first time? Read Moneycube’s 5 practical tips for the beginner investor before you take the plunge. 1. Start small… and make it a habit Investing is not only for the wealthy – it’s for those who want to become wealthy. What’s … Continued
Moneycube believes we should all take control of our money. But that doesn’t mean you should do everything yourself. Putting your investment plans together isn’t as easy as assembling a flat-pack (and even that gets complicated). Here are some reasons to think twice before getting your financial overalls on, and to consider web-based financial advice … Continued
Lots of investors in Ireland are advised by Irish brokers to put their money into capital protected investments. At Moneycube, we believe these investments aren’t right for most people. Capital protected investments (also sold as kick-out bonds, tracker-bonds and guaranteed structured products) are sometimes presented as a one-way bet. You might think your capital is guaranteed, … Continued
Update 29 Jan 2020: Irish property funds under pressure as investors rush for the exit. Read Moneycube’s view There’s no getting away from Irish people’s love of property investment. Now buying a house to live in might be increasingly difficult. But commercial property investment funds offer you a bite-sized way to get financial exposure to … Continued
There is a lot of evidence that we postpone retirement planning because we find it too complicated and overwhelming. Don’t. When it comes to sorting your pension, you won’t sort it all at once. What’s important right now is to start as soon as you can, obtain the tax advantages, and get into a … Continued
Even the best bank in Ireland is charging you way over the odds for basic services. It’s well documented that Irish people and businesses pay more and get less from their banks, compared to other European countries. (Take a look here, here and here for evidence). But now we know that Sparkasse, a major German … Continued
We all want to do what’s best with our money. Figuring out what’s best is a little more difficult. For sure, no-one wants to be left feeling they made an investment that won’t perform. But it’s just as important to avoid waiting forever for the “perfect” savings opportunity to come along. The trouble is, perfection … Continued
At Moneycube we strongly believe in bringing transparency to investors. For too long, investing has been made seem mysterious – usually in order to charge excessive fees. Here’s Moneycube’s rundown on advisor fees to consider for when investing. Pay direct, or via commission Fees mostly come in two basic flavours: ongoing, and one-off fees – explained … Continued
