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When can I retire

When can you retire if you were born in 1980?

Are you are a 1980s child remembering carefree summers listening to your mixtapes? On the face of it, the answer to when can you retire is some way off. In order to receive the State pension in Ireland, you’ll be

Target-date funds

Handle target-date funds with care as you approach retirement

When it comes to investing for retirement, target-date funds (also called lifestyle funds) promise a neat, no-fuss solution. You simply pick a fund aligned with your intended retirement year – say 2035 or 2045 – and the fund takes care

Accessing your pension - diving pic

Accessing your pension early: the costs and risks

Pensions are built for the long haul, to provide a decent income when you stop working. So accessing your pension early needs to be approached with care. In recent years, there is international evidence that more people are considering dipping

Diageo Guinness sign

Question of the month: should I sell my shares in Guinness-owner Diageo?

I’ve owned shares in Diageo for many years. I inherited them from my father who used to work in Guinness. But with the stock down by more than a fifth this year, and the chief executive leaving, is it past

Midyear market review 2025

Moneycube’s midyear market review 2025

Investing your money in the first half of 2025 was a lesson in the basics. If you chose to spread your money among different geographies, asset classes and industries, and stuck to your plan, you’ll have done all right. If

Oil price and your investments

Where’s the oil price going – and how will it affect your investments and pensions?

Tensions in the middle east are high despite the announcement of a ceasefire this morning. With them, the price of oil has moved significantly in June. For investors, that raises a vital question: what next for oil prices, and how

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Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

Ward of court investment changes

Investment options for a former ward of court: what’s changing and what should families consider?

Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For families and those responsible for financial decision-making, the shift raises both practical and strategic questions. Here’s Moneycube’s guide on what

Investing in commodities

Investing in commodities

For years, investing in commodities was low on the list for most investors, overshadowed by equities and bonds. But recently they have attracted renewed attention from investors looking for diversification, inflation protection and alternatives to traditional assets. So what exactly

Sunday Times financial wisdom 260208

Does traditional financial wisdom make sense today?

Inheriting financial advice from previous generations is almost unavoidable. Phrases like “cash is king”, “safe as houses” and “pay off your mortgage first” have shaped how many people in Ireland think about money for decades. Yet the financial world those

MyFutureFund podcast with MyWallSt

MyFutureFund: one month in

If you are one of the 800,000 people in Ireland who do not have a workplace pension, your paycheck may be a bit lighter in January. This month, Ireland’s Auto-Enrolment Pension Scheme (a.k.a. MyFutureFund) launched, aiming to address the shortcomings

Best place to invest money in Ireland in 2026

Best place to invest money in Ireland in 2026

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of a choppy 2025. Halfway through the decade, investors have had a

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