Moneycube’s investment service is designed to make investing simple, convenient and great value.
If you’re thinking of investing your money, you’ll find the answers to many of your questions at your fingertips in our investment blog. From deciding how much to invest, to investment fund analysis, to meeting our users, click the links below to find out more, or visit our investments centre here.
Please remember that this blog is not financial advice. To receive advice and invest using Moneycube, click here.
When it comes to saving or investing, sticking money in the bank has long been the winner in Ireland. Households here now have a whopping €92 billion in deposits in banks and credit unions. That works out at something like €55,000 per household. It’s a lot of cash to have lying around when the banks … Continued
One part of a decent financial plan is a regular budget for your monthly income and spending. Most of us need some simple rules of thumb to get into good habits and start growing our wealth. That’s where the 50/20/30 rule comes in. Originally set out in a book by Harvard scholar and US Senator … Continued
There’s some great stuff going on when it comes to managing your money in Ireland right now. You can borrow, lend, exchange and invest your money using Irish fintech businesses, no problem. We’ve picked out a bunch of sites that might tempt you to do the modern thing. CurrencyFair This is the place to … Continued
At Moneycube we believe more people should think about investing their savings. One big reason for that is that it is almost impossible now to make any money by leaving it on deposit in the bank. Deposit rates continue at near-zero levels. Prices came down in May While your bank savings might have gone nowhere … Continued
The Irish government starts selling down your stake in AIB from 23 June. If you’ve got a spare €10,000 or more, you might be thinking of taking a slice (you need to be signed up with a stockbroker by Friday 16 June). Here are five reasons we’re steering clear. 1. AIB’s share price is way … Continued
Nationwide UK closed its only Irish branch, on Merrion Street in Dublin yesterday. The entire operation is scheduled for closure later this year. It’s another nail in the coffin for savers trying to make a few bob on the money they have put away. The bottom line is it’s now next to impossible to earn a half-decent return on … Continued
Investment funds are a new game to many of our users, so here’s our handy summary of why they’re a great option to build up your savings and wealth. Chance of higher returns than your bank account Irish-based funds generated an average 11.6% annual return over 5 years compared to 0.9% over 5 years from … Continued
At Moneycube we believe more people should think about investing their savings. One big reason for that is that it is almost impossible now to make any money by leaving it on deposit in the bank. And with inflation on the rise again, that means your bank accounts are worth a little less each month. So we’re … Continued
Investing for the first time? Here are five questions to ask yourself before you take the plunge. What do I want? What are you trying to achieve by investing your money? For example, you might want to build up your wealth through capital gains, hit a financial goal like a house deposit, to save for … Continued
