Category: Retirement planning

2026 is shaping up as a year which will reward a more sophisticated approach than simply buying the global stock index. The narratives of 2025 – AI acceleration, global interest rate cuts and tariff hokey cokey – are giving way to picking winners and losers, regional divergence and opportunities beyond the stock and bond indexes. … Continued

Auto-enrolment – the practice of automatically signing up workers to pay into a pension – is coming to Ireland from January 2026. The regime has been christened My Future Fund. There’s no doubt it’s a positive development for the people of Ireland, and the affordability of pensions in the decades to come. But it will … Continued

If your company is like most in Ireland, its accounting year ends in December.  And that means now’s the time to think about making a special contribution to your company pension – especially if you’ve experienced a strong trading year. Read on to find out what’s good about topping up a company pension before year … Continued

Changing jobs – or leaving employment entirely – is a moment of opportunity when it comes to your pension. Whether you’re heading for a new role, a career break, or stepping back from the workforce, the pension decisions you make before you finish can have a lasting impact. Here are five pension questions to ask … Continued

Artificial intelligence is the story which has propelled markets this year. Where to from here? There’s no doubt AI innovators – and technology companies generally – are highly priced in relation to company earnings, by comparison with long-term averages. But is it an AI bubble? Markets move in cycles, and investor enthusiasm for AI could … Continued

Everything you need to know to make a last-minute pension contribution ahead of the 2024 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension – sometimes called an Additional … Continued

Are you are a 1980s child remembering carefree summers listening to your mixtapes? On the face of it, the answer to when can you retire is some way off. In order to receive the State pension in Ireland, you’ll be waiting until at least 2046. But by making some changes now and taking charge of … Continued

When it comes to investing for retirement, target-date funds (also called lifestyle funds) promise a neat, no-fuss solution. You simply pick a fund aligned with your intended retirement year – say 2035 or 2045 – and the fund takes care of the rest, automatically adjusting its mix of stocks, bonds and whatever else over time. … Continued

Pensions are built for the long haul, to provide a decent income when you stop working. So accessing your pension early needs to be approached with care. In recent years, there is international evidence that more people are considering dipping into their retirement savings early. In the US, Vanguard found one in 20 pension savers … Continued