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3 reasons the stock market is not the economy

There’s a clear chance the world is heading into recession, as higher interest rates put pressure on mortgage holders and debt-laden companies. That’s bad news for the economy. But the stock market is not the economy. No-one wants a recession. But they want inflation even less. If a recession is the price of getting on … Continued

Moneycube’s midyear market review 2023

The last six months have had their fair share of drama. There have been bank failures and price falls – but also asset price recoveries in some sectors, an improving inflation trend, and continued economic resilience in most of the developed world. As we approach the half-year mark, it’s time to look at what has … Continued

Auto-enrolment in Ireland: how will it affect you?

Auto-enrolment in Ireland: if you’re serious about your pension, Ireland’s auto-enrolment solution won’t get you there Moneycube’s calculations indicate a regular person can hope for a retirement income of just under €12,000 per year using Ireland’s promised auto-enrolment programme.   On 29 March the government announced auto-enrolment really is coming to Ireland – in 2024. … Continued

US debt ceiling negotiations: should you react?

 The countdown continues.  Today US Treasury Secretary Janet Yellen set a date of 5 June as the final date to raise the US debt ceiling. Failure to raise the limit by then will mean the US government would begin to default on its obligations. What is the US debt ceiling? The debt ceiling is the … Continued

Investing in artificial intelligence

Forget bitcoin and the metaverse… even tech firms more generally have had a tough time of it over the last 18 months. But 2023 is surely the year where AI, artificial intelligence, has got real attention.  So should you be investing in artificial intelligence, and if so, how? ChatGPT is just a start What seems … Continued

Investing in money market funds

Investor interest in money market funds has exploded in 2023.  In mid-March, just after the Silicon Valley Bank debacle, over $100 billion was moved into money market funds in a single week.  So what’s a money market fund, why would you want to invest in one?  What are the advantages… and the risks?  And how … Continued

Window is closing on last chance to maximise UK state pension

If you live in Ireland but worked in the UK during your career, there’s a good chance you’re entitled to the UK state pension as well as your Irish one. As the rules will change soon, you must act fast to make sure you’re getting your maximum UK entitlement. *** Update 8 March: The UK … Continued

How to start a pension in Ireland

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How to start a pension in Ireland