Category: Retirement planning

I’m 64 and I’m about to retire soon. I’m on a defined contribution pension scheme with my company, and my employer’s pension provider is asking me to choose between buying an annuity and an approved retirement fund. I find the subject too complex and I’m afraid if I make the wrong choice that it will … Continued

Inflation in the Eurozone seems to be going in the right direction, falling to 6.9% in March 2023, down from 8.5% the previous month.  What does this mean for interest rates, and your savings and investments? Inflation is still too high Firstly, inflation is still higher than where consumers, businesses or policymakers want it to … Continued

Investor interest in money market funds has exploded in 2023.  In mid-March, just after the Silicon Valley Bank debacle, over $100 billion was moved into money market funds in a single week.  So what’s a money market fund, why would you want to invest in one?  What are the advantages… and the risks?  And how … Continued

If you live in Ireland but worked in the UK during your career, there’s a good chance you’re entitled to the UK state pension as well as your Irish one. As the rules will change soon, you must act fast to make sure you’re getting your maximum UK entitlement. *** Update 8 March: The UK … Continued

Are you financially fit?  Here’s Moneycube’s one-minute financial health check to help you take the pulse of your finances. Is your money working for you? Spring 2023 has seen a marked rise in volatility in the markets. There are winners and losers. Do your investments fit with your true appetite for risk and reward? If … Continued

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. Jan 2024 update: Our more recent post highlights the best investment opportunities for your money in 2024. We’ve chosen five funds we think have strong potential for the year ahead in the wake of nasty 2022, and a promising start to 2023.  If you’re looking … Continued

It’s been a bad year for my investments.  I hold several investment funds and some individual stocks.  Overall I’m down more than ten percent.  2023 seems as uncertain as what has gone before.  Should I sell my investments, adjust or hold on tight? – Anon 2022 was a year to forget for almost anyone with … Continued

2022 has had an impact on everyone’s finances.  So whether you’re in recovery mode, or looking for new ways to maximise the extra cash you’re saving, we can help you get your finances into shape for the New Year. Take stock of what you’ve got Last year saw some major moves in the financial markets. … Continued

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2022 selections performed. Interested in our 2023 picks?  Click here to read more. There’s no doubt 2022 was a tough year to have your money in investment funds, with equity markets … Continued