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The OODA loop of financial planning

Financial planning has a bit of a bad name: boring AND expensive.  But done right, a financial plan is a roadmap to financial freedom, confidence and security. It’s true that you can spend a lot of money with some advisors, developing a plan covering all aspects of your financial life over many years.  And if … Continued

What are your pension options when you leave your job?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued

Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy.  So is it the right choice for investors in Ireland? Gold has some characteristics that investors just can’t ignore.  When governments print money, countries fight wars, or political uncertainty increases, share prices can come under pressure. But demand for gold grows. This is the scenario that is … Continued

Making sense of your leaving service pension options letter

When you leave a job, you’ll need to make decisions about your company pension. You should receive a letter setting out the options you have to deal with your pension fund.  We’ve set out what the most common options mean over here. This blog explains the documents you’ll receive, and how the process of moving … Continued

What does Coronavirus mean for my pension?

Coronavirus hit the financial markets in a big way during March. As a result, many pension savers will have seen a drop in the value of their savings over the last few weeks. So should you take action? Read our five-point guide to find out what it all means for your retirement fund, and why … Continued

Is now the right time to invest?

 What a month that was for investors.  In the space of 30 days: World shares fell by 16.7% in Euro terms The S&P 500 recorded the 7 largest ever one-day points gains (yes, gains) Oil dropped to its lowest price since 2002 The market’s ‘fear index’, the VIX, hit its highest level ever on 16 … Continued

Best place to invest money in Ireland in 2020

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the new decade. Despite choppy conditions in March 2020, whether you’re a new investor, looking to invest a large lump sum, or seeking income from your investments, we’ve got a fund for you. We’ve also crunched the … Continued

60-second financial health check

Are you financially fit?  Here’s Moneycube’s one-minute financial health check to help you take the pulse of your finances. Is your money working for you? Spring 2020 has seen a marked rise in volatility in the markets. There are winners and losers. Do your investments fit with your true appetite for risk and reward? If … Continued

Vanguard socially responsible (SRI) funds review

Vanguard index funds and ethical investing are two of the biggest investing trends in Ireland today. So what happens if you put both of them together? Here’s our review of Vanguard’s SRI (socially responsible investment) or ethical fund offering for Irish investors. Read on to find how you can construct an ethical portfolio for your … Continued