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Dealing with volatility in your investment portfolio

Is the stock market getting more volatile?  Or does it just seem that way?  And what should you do about it? There’s no doubt the 2020s have been chock-full of shocks so far. We might have hoped for a roaring twenties… in fact we’ve had pandemics, war, and shortages driving inflation. For sure, the world … Continued

Question of the month: What is actually happening with auto-enrolment?

I keep reading that a system for automatically enrolling workers in a State pension system is imminent, but it never seems to arrive.  As a result I’ve held off starting a pension until auto-enrolment is available – is that wise?  I’m a top-rate taxpayer in my late fifties, so paying 52% tax plus PRSI and … Continued

How to invest an inheritance

Receiving an inheritance can be life-changing.  It can be unexpected, of uncertain timing – and can come with a lot of emotion attached. A lot of people feel an obligation to ‘do the right thing’ when considering how to invest an inheritance. But what’s the right thing? If you’ve inherited money – or received a … Continued

TINA or TARA?  Time to choose as interest rate cuts approach

For much of the 2010s, investors stuck loyally to TINA.  The mantra was that in an era of rock-bottom interest rates, There Is No Alternative to investing in equities. But with central bank interest rate hikes over the last three years, investment wags pointed out that TARA had arrived on the scene: There Are Reasonable … Continued

Best place to invest money in Ireland in 2024

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of tricky 2023, and a promising start to 2024.  If you’re looking to invest money in Ireland, read on. Whether you’re a new investor, or looking to invest … Continued

Where next for the Magnificent Seven?

Until six months ago, the Magnificent Seven was a film.  And though there were once the Seven Sisters, these seven companies which dominated the global energy industry – and the stock market – have long faded in prominence. But the exceptional growth in seven mainly technology stocks during 2023 has seen them take the title. … Continued

5 ideas to make the most of your finances in 2024

Sorting your finances doesn’t happen overnight. It takes time to put a plan in place, implement it, and let the benefits flow through. Here are five ideas to make a fresh start with your finances in 2024 – one block at a time. Read on: If you’ve found these tips helpful, you might also like … Continued

How did we do in 2023?

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2023 selections performed. Interested in our 2024 picks?  Click here to read more. 2023 was a tricky year to have your money in investment funds.  Equity markets were up 18.1% in … Continued

What will drive markets in 2024?

2023 is ending with momentum. Markets have enjoyed a sustained rally over the last eight weeks, spurred by growing hopes that a ‘soft landing’ can be achieved for the economy while inflation is tamed and interest rates fall. But that disguises a year that was far from plain sailing for investors.  Even at the halfway … Continued

How to start a pension in Ireland

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How to start a pension in Ireland