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Question of the month: How many investment funds should I hold?

I’m investing a lump sum over the next few months, and want to keep things fairly simple.  At the same time, I’m aware there’s a need to avoid putting all my eggs in one basket, and to spread my risk instead.  Is one investment fund enough?  Or how many investment funds should I hold? – TM, … Continued

Zurich Prisma funds review

Zurich Prisma funds are one of the best-known multi-asset ranges in Ireland. Against comparable funds, they are consistently at or near the top of their peer group. That’s led more than 70,000 people in Ireland invest in Prisma. So what are Zurich Prisma funds, how do they perform, and should you invest in them? What … Continued

Approaching retirement age? A conversation with Bonkers.ie

A person who’s approaching retirement today, could spend as much time in retirement as they did while working. Planning for how you’ll fund it is vital. We’ve been speaking with comparison site Bonkers.ie on what it means for people in Ireland. Listen to the podcast, or read the transcript below – updated for 2022 conditions – … Continued

Auto-enrolment in Ireland: how will it affect you?

Auto-enrolment in Ireland: if you’re serious about your pension, Ireland’s auto-enrolment solution won’t get you there Moneycube’s calculations indicate a regular person can hope for a retirement income of just under €12,000 per year using Ireland’s promised auto-enrolment programme.   On 29 March the government announced auto-enrolment really is coming to Ireland – in 2024. … Continued

Easiest way to invest in QQQ in Ireland

Some funds just capture the imagination.  QQQ’s one of them.  Formed in 2002, this technology-focused fund has grown by over 1,300% (yes, one thousand three hundred per cent) since that time. And the good news is that there are several ways to access it depending on the size and shape of your investment. Of course, … Continued

Is your money invested in Russia?

In response to the Russian invasion of Ukraine, the wider world has shown notable unity and decisiveness in placing sanctions and asset freezes upon oligarchs close to the Russian regime, Russian companies, and restricting global payments systems. There’s been an immediate knock-on effect in the investment industry.  One major index provider has described Russian market … Continued

Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy.  So is now the time for people in Ireland to invest in gold? Gold has some characteristics that investors just can’t ignore.  When governments print money, countries fight wars, or political uncertainty increases, share prices can come under pressure. But demand for gold grows. This is the … Continued

Best place to invest money in Ireland in 2022

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of a cracking 2021… and a bumpy start to 2022.  If you’re looking to invest money in Ireland, read on. It was hard not to make money if … Continued

AMRF changes – what’s happening?

There’s no doubt that the Irish pensions landscape could benefit from being simpler. So the abolition of Approved Minimum Retirement Funds, or AMRFs from 1 January 2022 is broadly to be welcomed. But what does it mean if you’re approaching retirement, or if you already have an AMRF?  We’ve set out the main considerations for … Continued