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Life insurance FAQ: Everything you ever wanted to know about protecting yourself and your business in Ireland

Life insurance, income protection and business protection can get complicated, but truth be told, many of us have the same questions. Moneycube is here to help with our FAQ! From the benefits of life assurance, to protecting your business and

US election

What does the US election mean for your investments?

US markets make up around two-thirds of the world’s stock markets by value. So the US election on 5 November has global relevance for investors. How will political changes impact the values of equities, bonds, and other assets? The result

Surprise inheritance

Question of the month: what should I do with a surprise inheritance?

I have just found out that I have inherited the sum of €65,000 from a deceased relative, which I was never expecting to receive. I am in my mid-30s, single and have a steady job (my salary is €55,000). I

Standard fund threshold target pic

Standard fund threshold changes: what’s the impact?

The government has announced changes to the lifetime pension cap (also known as the standard fund threshold) in Ireland. Currently the cap is €2 million, and beyond that, a penalty tax applies. The aim is to make sure the government

Should I sell my apartment pic

Question of the month: should I sell my apartment?

I am in my early 80s and have owned a two-bed apartment in Dublin city centre for many years now. I’ve never lived there, but some of my children and other family members have used it as a base when

Falling interest rates pic

What do falling interest rates mean for your investments?

Interest rates are finally being cut across developed markets. The European Central Bank met today and cut rates by 0.25% to 3.5%. The Federal Reserve is expected to cut US rates by the same amount, or maybe double, next week.

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ECB raises interest rates

ECB raises interest rates: how are you affected?

The European Central Bank (ECB) has raised interest rates by 0.25%, increasing its key deposit rate to 2.25%. The move was widely expected by financial markets, but it still represents a turning point after nearly three years of steady or

Money market funds - woman at laptop pic

Investing in money market funds

Investor interest in money market funds has become huge in recent years, with the value of the Euro money market reaching €2.1 trillion in March, up 42% in just three years. And with interest rates on the move again, the

SpaceX IPO

SpaceX, OpenAI and Anthropic IPOs: Should I invest?

Three of the most talked-about companies on the planet – SpaceX, OpenAI, and Anthropic – are preparing to list on public stock markets (known as an initial public offering, or) within the space of a few months. For the first

Emerging markets: should you own more?

The last decade has largely belonged to US equities, particularly the technology giants that have come to dominate global markets. Buy a global equity fund and a large chunk of your money ends up in the United States, particularly the

Bond market - Bank of England pic

What’s going on in the bond market?

Over the past few weeks, bond market yields on long-dated government debt have risen to levels not seen since the eve of the 2008 financial crisis. The US 30-year Treasury yield briefly touched 5.2% — the highest since 2007. UK

Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

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