Category: Retirement planning

Investors in the Friends First Irish Commercial Property Fund woke up to a nasty shock today. Aviva (which bought Friends First in 2018), announced that they had “taken the decision to move our property fund pricing from an acquisition to disposal basis”. That all sounds pretty dull until you discover it means a drop in … Continued

If you’ve spent a few years working in the UK, it’s likely you’ve built up a decent pension pot.  Now you’ve moved back, should you bring your pension with you? We’ve prepared answers to all the big questions to help you decide. Why should I move my UK pension? There are several reasons bringing your … Continued

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2019 selections performed. Interested in our 2023 picks?  Click here to read more. There’s no doubt 2019 was a cracking year to have your money in investment funds.  Our of our … Continued

After such a strong performance for investments in 2019, it’s almost inevitable that in 2020, Irish investors will see more modest returns. Markets were up around 28% from January to November 2019, as markets bounced back from a painful few months at the end of 2018.  But while it’s unrealistic to expect a repeat performance … Continued

It’s almost the end of 2019 – and the decade!  Here are Moneycube’s five to-dos to wrap up your 2019 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has an annual capital gains allowance of €1,270. After the year of … Continued

Before we start: this article deals specifically with moving defined benefit, or final salary, pension schemes from the UK into Ireland.  If you’re looking for a general view on moving your pensions back to Ireland, please click here. If you spent some of your career working in the UK, you may have built up defined … Continued

If you’re in your early 60s and thinking about retiring, decisions you make now can have a big effect on your post-work situation.  Here’s a checklist of items to think about as you plan your retirement income. 1. What’ve you got? It’s time to dust down your existing pensions and investments.  Fact is, the pension … Continued

4 questions to ask before you sign up for a PRSA There are several reasons to consider starting a PRSA (Personal Retirement Savings Account) with your local bank. Starting a pension is a good move no matter how you do it. But before you sign up to a pension with an Irish bank, here are … Continued

A simple investment strategy, with a leading Irish pensions provider, at a clear, great value price – what’s not to like? Keep it simple is perhaps the best rule of finance. Pensions in Ireland have a reputation for flouting the rule.  But it doesn’t have to be that way. Moneycube has put together a super-simple pension … Continued