If you are approaching retirement, Moneycube provides independent financial advice to help you plan for your future income.

Our retirement planning blog can help you figure out the income you’ll need in future and how best to take your retirement benefits, and you can read more at our approaching retirement centre here.

Please remember that this blog is not financial advice. To receive advice and plan your retirement using Moneycube, click here to contact us.

TINA or TARA?  Time to choose as interest rate cuts approach

For much of the 2010s, investors stuck loyally to TINA.  The mantra was that in an era of rock-bottom interest rates, There Is No Alternative to investing in equities. But with central bank interest rate hikes over the last three years, investment wags pointed out that TARA had arrived on the scene: There Are Reasonable … Continued

Best place to invest money in Ireland in 2024

Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of tricky 2023, and a promising start to 2024.  If you’re looking to invest money in Ireland, read on. Whether you’re a new investor, or looking to invest … Continued

Where next for the Magnificent Seven?

Until six months ago, the Magnificent Seven was a film.  And though there were once the Seven Sisters, these seven companies which dominated the global energy industry – and the stock market – have long faded in prominence. But the exceptional growth in seven mainly technology stocks during 2023 has seen them take the title. … Continued

5 ideas to make the most of your finances in 2024

Sorting your finances doesn’t happen overnight. It takes time to put a plan in place, implement it, and let the benefits flow through. Here are five ideas to make a fresh start with your finances in 2024 – one block at a time. Read on: If you’ve found these tips helpful, you might also like … Continued

How did we do in 2023?

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2023 selections performed. Interested in our 2024 picks?  Click here to read more. 2023 was a tricky year to have your money in investment funds.  Equity markets were up 18.1% in … Continued

What will drive markets in 2024?

2023 is ending with momentum. Markets have enjoyed a sustained rally over the last eight weeks, spurred by growing hopes that a ‘soft landing’ can be achieved for the economy while inflation is tamed and interest rates fall. But that disguises a year that was far from plain sailing for investors.  Even at the halfway … Continued

Moneycube’s 1% cashback offer

Moneycube.ie is offering people one per cent cashback on their pensions to encourage them to plan for their retirement. In a first for the pensions market in Ireland, Moneycube wants to put cash back in customers’ pockets, and incentivise people to take charge of their pension savings. Cashback offers are a successful feature of the … Continued

What does net zero mean for investors?

The long hot summer in much of Europe, the western US and China is a reminder that the climate has a major economic effect.  From the need to adapt infrastructure to changing consumer behaviour to population movement, climate change and the move to net zero is influencing investment decisions around the world. At the heart … Continued

3 reasons the stock market is not the economy

There’s a clear chance the world is heading into recession, as higher interest rates put pressure on mortgage holders and debt-laden companies. That’s bad news for the economy. But the stock market is not the economy. No-one wants a recession. But they want inflation even less. If a recession is the price of getting on … Continued

How to start a pension in Ireland

FREE

Should you be doing more for your retirement? Our free ebook guides you through your pension options and answers the three big questions to get you on your way to a well-planned retirement. 

How to start a pension in Ireland