Category: Starting a pension

It’s the only question that really matters when it comes to your pension. Here, we explore the four factors that determine how long your pension will last. 1. How much is in the pot? It’s the natural starting point. How much have you saved up to now – and by how much has it grown? … Continued

‘Never bet against America’, says legendary investor Warren Buffett.  He’s among many who have suggested that investing in the S&P 500 is a viable approach for many investors with a long-term horizon.  So what’s the S&P 500, why is it of interest to an Ireland-based investor, and how can you access it? What is the … Continued

With the average pension pot in Ireland somewhere in the region of €90,000, a pension pot of half a million is something many people can only dream of. But how far would it get you?  We’ve carved up a notional €500,000 pension fund at retirement to see if it’s enough. Planning to retire soon, or … Continued

Jan 2024 update: Our more recent post highlights the best investment opportunities for your money in 2024. Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for as the world tries to get back to something like normal. 2020 was a year of ups and … Continued

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2020 selections performed. Interested in our 2023 picks?  Click here to read more. There’s no doubt 2020 was a bracing year to have your money in investment funds.  But for those … Continued

I’m interested to understand what happens my pension when I die. I have a pension which is invested in a rental property and would like to ask: what happens to the subject property on the death of the pension beneficiary and their spouse? Can it be passed down, by will, together with the rest of the estate, or … Continued

It’s almost the end of 2020 – and most of us will be happy to see it gone.  Before we do, here are Moneycube’s five to-dos to wrap up your 2020 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has … Continued

A Personal Retirement Bond (sometimes called a Buyout Bond) is a pension account you can use to transfer out pensions from old jobs.  You keep all the tax benefits of a pension, but cut the link with your old employer. Using a Pensions Retirement Bond means you are fully in control of investment choices, get … Continued

I have a Revenue-approved small self-administered pension (SSAP) fund with €300,000 in cash. I would like to invest it in building a house for rent. The house would be owned by the fund and the rental income paid into that. I have identified a site in Limerick. Can my SSAP fund purchase the site, apply … Continued