Category: Starting a pension

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2019 selections performed. Interested in our 2023 picks?  Click here to read more. There’s no doubt 2019 was a cracking year to have your money in investment funds.  Our of our … Continued

It’s almost the end of 2019 – and the decade!  Here are Moneycube’s five to-dos to wrap up your 2019 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has an annual capital gains allowance of €1,270. After the year of … Continued

Before we start: this article deals specifically with moving defined benefit, or final salary, pension schemes from the UK into Ireland.  If you’re looking for a general view on moving your pensions back to Ireland, please click here. If you spent some of your career working in the UK, you may have built up defined … Continued

4 questions to ask before you sign up for a PRSA There are several reasons to consider starting a PRSA (Personal Retirement Savings Account) with your local bank. Starting a pension is a good move no matter how you do it. But before you sign up to a pension with an Irish bank, here are … Continued

A simple investment strategy, with a leading Irish pensions provider, at a clear, great value price – what’s not to like? Keep it simple is perhaps the best rule of finance. Pensions in Ireland have a reputation for flouting the rule.  But it doesn’t have to be that way. Moneycube has put together a super-simple pension … Continued

Are you are a 1970s child and want to know when you can retire? In order to receive the State pension in Ireland, you’ll be waiting until at least 2038. But by making some changes now and taking charge of your pension plan, you might not have to wait that long to stop working. In … Continued

The State pension currently pays €265.30 per week, or around €13,795 per year (from January 2023). It is paid to people from the age of 66.  The age at which it’s paid is moving up: it’ll be paid from age 67 if you were born between 1955 and 1960, and from age 68 if you were … Continued

There is a lot of evidence that we postpone retirement planning because we find it too complicated and overwhelming.  Don’t.   When it comes to sorting your pension, you won’t sort it all at once.  What’s important right now is to start as soon as you can, obtain the tax advantages, and get into a … Continued