Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland.
If you’ve worked in more than one job, chances are you have pension pots in different places. Combining them can give you clearer oversight, stronger growth potential and a simpler path to retirement. Moneycube makes consolidation straightforward, transparent and tailored to your circumstances.
Combining your pensions with Moneycube begins with understanding what you already have. We help you make sense of old workplace pensions, explain how each one works and assess whether consolidation could give you more control. Our process is designed to make things clear and manageable.
You’ll see your options in plain language, from keeping pensions where they are to bringing them together into a single modern plan. If consolidation makes sense, we guide the transfer process, keep you updated and ensure your pension is invested in a long-term, diversified strategy.
Share whatever details you have and we can start to make sense of your pension situation. We can help track down missing information and identify all the pensions connected to your employment history.
We review the charges, performance, flexibility and benefits of each pension. You’ll receive a comparison showing how your existing pots stack up and whether combining them could improve visibility, efficiency or long-term value.
If consolidation looks worthwhile, we recommend the most suitable pension arrangement for your circumstances. If keeping pots separate is the better choice, we’ll tell you that too. Our guidance is always based on what serves your long-term goals.
If you choose to consolidate, we handle the transfer process, keep you informed of timelines and ensure your pension is invested securely in a globally diversified portfolio. You stay in control with clear updates as each step progresses.
Moneycube’s consolidation service is designed for anyone who wants a clearer view of their retirement savings. It’s especially useful for:
If you’re also ready to start a new pension or improve an existing one, our Starting a Pension and Investment services can help you build a complete long-term plan.
Life assurance gives your family financial support if you’re no longer there to provide it. Moneycube helps you choose the right cover with clear guidance, trusted insurers and a plan tailored to your circumstances. You get straightforward explanations, flexible options and reassurance that your loved ones are protected.
A strong financial plan gives you clarity, direction and confidence about your future. Moneycube helps you understand where you stand today and build a plan that supports your goals – from buying a home to planning for retirement to growing your long-term wealth. You get clear guidance, practical steps and ongoing support.
Starting a pension is one of the most powerful steps you can take to build long-term financial security. Moneycube makes it simple to begin, understand your options and choose a pension that grows with you over time. You get clear guidance, flexible contributions and a plan that suits your working life.
Investing with Moneycube gives your savings a stronger, more purposeful direction. We help you move beyond low-interest accounts and into globally diversified portfolios built for long-term growth. You get straightforward guidance, ongoing support and the flexibility to invest in a way that suits your life.
