Moneycube’s pension service supplies clear, personalised advice to help you put a solid retirement savings plan in place.

If you’re thinking of starting a pension, browse our pensions blog for answers to big questions. You’ll find articles on how much you’ll need in retirement, when you should start saving and how to get started.

Please remember that this blog is not financial advice. To receive advice and start a pension using Moneycube, click here to contact us.

How to make a lump sum top-up contribution to your pension

Everything you need to know to make a last-minute pension contribution ahead of the 2018 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension and claim income tax relief … Continued

Should I take out a PRSA with my bank?

4 questions to ask before you sign up There are several reasons to consider starting a PRSA with your local bank. Starting a pension is a good move no matter how you do it. But before you sign up to a pension with an Irish bank, here are four questions to ask. 1. Is a … Continued

What are your pension options when you leave a company?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued

The simplest pension in Ireland

A simple investment strategy, with a leading Irish pensions provider, at a clear, great value price – what’s not to like? Keep it simple is perhaps the best rule of finance. Pensions in Ireland have a reputation for flouting the rule.  But it doesn’t have to be that way. Moneycube has put together a super-simple pension … Continued

When can I retire if I was born in 1970?

If you are a 1970s child, you’ll be waiting until at least 2038 in order to receive the State pension. But by making some changes now and taking charge of your pension plan, you might not have to wait that long to stop working. In fact, it’s possible to access pension savings from age 50 … Continued

How much can I afford to save into my pension?

We’re always being told we should save more into our pensions.  But deciding how much depends on what you can afford to save each month.  Here’s Moneycube’s guide to working out how much you should put into a pension to start with. First, the obvious Because of the tax advantages, for many people, saving into … Continued

Why it’s never too late to start a pension… and what you should do today

It’s never too late to start a pension.  And with generous tax relief, longer lifespans and lots of investment options, it’s almost always worth doing.  Moneycube explains why, and what you should do to start a pension today. Good reasons for starting late Many people worry they haven’t started saving for retirement early enough.  But … Continued

How far does €500k go in retirement?

With the average pension pot in Ireland somewhere in the region of €90,000, a pension pot of half a million is something many people can only dream of. But how far would it get you?  We’ve carved up a notional €500,000 pension fund at retirement to see if it’s enough. Planning to retire soon, or … Continued

Irish Life MAPS review

Irish Life Multi-Asset Portfolios (or Irish Life MAPS) is hard to avoid.  It’s the biggest multi-asset range of funds in Ireland. It sometimes seems like its advertisements are on the side of every bus.  And AIB, Permanent TSB and Ulster Bank also promote it heavily. So is it right for you, and what’s the alternative? … Continued