Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland.
Starting a pension is one of the most powerful steps you can take to build long-term financial security. Moneycube makes it simple to begin, understand your options and choose a pension that grows with you over time. You get clear guidance, flexible contributions and a plan that suits your working life.
Setting up a pension with Moneycube gives you confidence that you’re planning for the future with an approach that’s proven to work. You can make a start online in minutes and receive a recommendation tailored to your goals, income and comfort with risk. If you’d prefer to talk first, our advisers can guide you through your choices in plain language.
Your pension is invested in diversified funds managed by trusted global providers. You can contribute monthly, top up with lump sums or combine both as your circumstances change. If you already have pensions with past employers, we help you understand whether combining your pensions could give you more clarity and control.
We start with a short set of questions to understand what you want your pension to achieve – from long-term growth, and tax-efficient saving to planning for a specific retirement age. This helps us define your risk profile and build a plan that suits your stage of life.
You’ll receive a clear recommendation based on your goals, contributions and time horizon. We show you how your pension will be invested, the level of risk involved and how it’s structured to grow over time. Everything is explained in straightforward terms.
You can start with monthly contributions, add occasional lump sums or do both. Online access lets you track how your pension is performing and keep your details up to date.
Increase, pause or restart contributions whenever you need to. If your circumstances change, we can review your plan and help you reshape it. You stay in control, and your pension adapts to you.
Use our interactive calculators to visualise your financial future —Plan your pension, project investment growth, and set savings goals.
That's 12.9% of your salary
Projected pension pot
€446,324
Tax relief (40%)
€214/month
Your net cost
€322/month
This is an initial indication to help you picture your money. It is not financial advice. Remember that with investments it is not possible to know for certain what returns you will achieve. Please note the investment warnings at the bottom of the page.
Moneycube is for people who want a clear, dependable way to build their retirement savings without navigating pensions alone. It suits:
If you already have a pension with a previous employer, our pension comparison service can show whether combining your pensions could simplify and strengthen your retirement plan.
Life assurance gives your family financial support if you’re no longer there to provide it. Moneycube helps you choose the right cover with clear guidance, trusted insurers and a plan tailored to your circumstances. You get straightforward explanations, flexible options and reassurance that your loved ones are protected.
A strong financial plan gives you clarity, direction and confidence about your future. Moneycube helps you understand where you stand today and build a plan that supports your goals – from buying a home to planning for retirement to growing your long-term wealth. You get clear guidance, practical steps and ongoing support.
If you’ve worked in more than one job, chances are you have pension pots in different places. Combining them can give you clearer oversight, stronger growth potential and a simpler path to retirement. Moneycube makes consolidation straightforward, transparent and tailored to your circumstances.
Investing with Moneycube gives your savings a stronger, more purposeful direction. We help you move beyond low-interest accounts and into globally diversified portfolios built for long-term growth. You get straightforward guidance, ongoing support and the flexibility to invest in a way that suits your life.
