Moneycube’s pension service supplies clear, personalised advice to help you put a solid retirement savings plan in place.

If you’re thinking of starting a pension, browse our pensions blog for answers to big questions. You’ll find articles on how much you’ll need in retirement, when you should start saving and how to get started.  If you’re new to pensions, you can learn how they work here.

Please remember that this blog is not financial advice. To receive advice and start a pension using Moneycube, click here to contact us.

Irish Life MAPS review

Irish Life Multi-Asset Portfolios (or Irish Life MAPS) is hard to avoid.  It’s the biggest multi-asset range of funds in Ireland. It sometimes seems like its advertisements are on the side of every bus.  And AIB, Permanent TSB and Ulster Bank also promote it heavily. So is it right for you, and is there a … Continued

Tackling the gender pension gap

Irish Life ran a great ad ran last year, showing women queueing up at an ice-cream van on a summer’s day to buy a 99. Imagine their disappointment to be told they could only be served a “77”. What’s that? Well, it’s the same ice-cream, but yours is 22% smaller.  Heck, even the flake is … Continued

Claiming tax relief on a personal pension

If your employer pays over your contributions, then they’ll typically handle the tax deductions for you.  But if you’re paying into a personal  each month from your own bank account, you’ll need to let Revenue know so that they can adjust your tax credits. Here’s Moneycube’s handy guide to claim your tax credit on contributions … Continued

How to make a lump sum top-up contribution to your pension

Everything you need to know to make a last-minute pension contribution ahead of the 2019 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension and claim income tax relief … Continued

How does tax relief on pensions work?

The government really wants you to save for your retirement.  So they offer three great tax advantages to encourage you to save into your pension. Here’s Moneycube’s explainer on the three tax concessions for pension savers.  Read how tax relief on pensions in Ireland works, how much you can claim, and how that will accelerate … Continued

What are your pension options when you leave your job?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued

Making sense of your leaving service pension options letter

When you leave a job, you’ll need to make decisions about your company pension. You should receive a letter setting out the options you have to deal with your pension fund.  We’ve set out what the most common options mean over here. This blog explains the documents you’ll receive, and how the process of moving … Continued

What does Coronavirus mean for my pension?

Coronavirus hit the financial markets in a big way during March. As a result, many pension savers will have seen a drop in the value of their savings over the last few weeks. So should you take action? Read our five-point guide to find out what it all means for your retirement fund, and why … Continued