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If you’re thinking of starting a pension, browse our pensions blog for answers to big questions. You’ll find articles on how much you’ll need in retirement, when you should start saving and how to get started. If you’re new to pensions, you can learn how they work here.
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Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for as the world tries to get back to something like normal. 2020 was a year of ups and downs in investing as in the wider world, but if you stayed the course – … Continued
Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog. We’ve charted below how our 2020 selections performed. Interested in our 2021 picks? Click here to read more. There’s no doubt 2020 was a bracing year to have your money in investment funds. But for those … Continued
I’m interested to understand what happens my pension when I die. I have a pension which is invested in a rental property and would like to ask: what happens to the subject property on the death of the pension beneficiary and their spouse? Can it be passed down, by will, together with the rest of the estate, or … Continued
Some funds just capture the imagination. QQQ’s one of them. Formed in 2002, this technology-focused fund has grown by over 1,000% (yes, one thousand per cent) since that time. And the good news is that there are several ways to access it depending on the size and shape of your investment. What is QQQ? Known … Continued
It’s almost the end of 2020 – and most of us will be happy to see it gone. Before we do, here are Moneycube’s five to-dos to wrap up your 2020 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has … Continued
If your company is like most in Ireland, its accounting year ends in December. And that means now’s the time to think about making a special contribution to your company pension – especially if you’ve experienced a strong trading year. Read on to find out what’s good about topping up a company pension before year … Continued
A Personal Retirement Bond (sometimes called a Buyout Bond) is a pension account you can use to transfer out pensions from old jobs. You keep all the tax benefits of a pension, but cut the link with your old employer. Using a Pensions Retirement Bond means you are fully in control of investment choices, get … Continued
I have a Revenue-approved small self-administered pension (SSAP) fund with €300,000 in cash. I would like to invest it in building a house for rent. The house would be owned by the fund and the rental income paid into that. I have identified a site in Limerick. Can my SSAP fund purchase the site, apply … Continued
Irish Life Multi-Asset Portfolios (or Irish Life MAPS) is hard to avoid. It’s the biggest multi-asset range of funds in Ireland. It sometimes seems like its advertisements are on the side of every bus. And AIB, Permanent TSB and Ulster Bank also promote it heavily. So is it right for you, and is there a … Continued
