Benefits of a lump sum investment

Your money will be invested into funds run by some of Ireland’s leading fund providers.

Easy to get started

Drip-feed your lump sum to smooth returns

Flexibility in running your investment plan

Transparent, low charges

Deciding where to invest

If you have a lump sum to invest, you’ll have three decisions to make:

1. How long do you want to invest for? 

There is no hard-and-fast rule, and with Moneycube, you can encash your investment at any time. But your money needs time to grow, and recover from any short-term costs and setbacks.

At Moneycube, we say that if you’re planning to cash in more than 25% within three years, you should probably reduce the size of your investment lump sum, and leave more of the money in the bank.

2. How much risk are you prepared to bear? 

The investments with the greatest prospects for growth are likely also to have the biggest ups and downs along the way.

Some investors prefer to accept lower returns in order to reduce their risk of short-term losses – others want to maximise their prospects of strong long-term returns.

3. And where will you invest it? 

We can access more than 4,500 investment funds, from highly diversified multi-asset funds (link) to specialist funds focused on niche investments.

At Moneycube, we help you answer these questions through our online investment advice service.  (You can read in detail about how we develop our investment recommendation here).

Read on: Regular savings