Question of the month: how strong is your financial resilience?

The world – and investment markets – can seem a volatile place right now. Global markets are adjusting to tariff announcements and reversals, changing interest rates, geopolitical tensions, and a shifting economic landscape.  That’s unlikely to change anytime soon. In times like these, financial resilience – your ability to withstand shocks and recover from them – is … Continued

Should you reduce the S&P 500 in your portfolio?

When it comes to investing, it’s tempting to stick with what’s familiar — and in the world of global equities, the S&P 500 is about as familiar as it gets. But if your portfolio leans heavily towards this index, it might be time to rethink your diversification. Here’s why — and how — to take a … Continued

Looking beyond the noise: should you react to recent market moves?

More than two weeks after so-called ‘Liberation Day’, markets continue to be eventful, with large movements in the price of major companies on any single day.  This week, for example, saw anti-obesity drugmaker Eli Lilly’s shares rise over 15%, and AI chipmaker Nvidia’s shares fall by more than 6%. Given these moves, and the pace … Continued

What do US tariffs mean for your money?

Markets make uncomfortable news at the moment. Certainty is low, and volatility is high. And there are likely several chapters in the US tariffs story to follow. What should investors do based on their current holdings? And how can we navigate a course from here? Read on to understand what’s happened so far, what could … Continued

Moneycube Talks with Barry O’Leary, State Street Global Advisors

State Street Global Advisors (SSGA) is one of the world’s biggest index fund managers, managing over €4.7 trillion across 30 countries. In Ireland, SSGA’s funds can be found on New Ireland’s pension and investment platform through the Prime range of funds, and direct to investors as part of larger investment portfolios. To understand index investing … Continued

What’s happening in stock markets right now?

Recent weeks have selloff in global stock markets. What’s going on, and what should you do? Before we start: financial markets change all the time, reacting to events as they unfold.  This short briefing note represents Moneycube’s views as at 0900 on Tuesday 25 Mar 25 and has not been updated since. What’s happened so … Continued

Should I invest in gold?

Going for gold is the 3,000-year-old investment strategy.  And it’s proven very resilient in 2025. So is now the time for people in Ireland to invest in gold? Gold has some characteristics that investors just can’t ignore.  When governments raise tariffs, countries fight wars, or political uncertainty increases, share prices can come under pressure. But … Continued

How to talk about money with your adult children

In many ways, Ireland is richer than it’s ever been. For the first time, many families have significant wealth to pass down the generations in due course. That’s surely a good thing – but it also creates new questions and a need for families to plan and have open conversations about money. Money conversations can … Continued

How much should I have in my rainy day fund?

Everyone needs to prepare for the unexpected.  An emergency fund you can access when you need it most is probably the most important savings goal you can set yourself. But this cash needs to be accessible fast, and very low-risk.  That means your rainy day fund is not going to grow very quickly as an … Continued