Moneycube’s midyear market review 2025

Investing your money in the first half of 2025 was a lesson in the basics.  If you chose to spread your money among different geographies, asset classes and industries, and stuck to your plan, you’ll have done all right. If you made major changes, things could have gone either way. On any given day, things … Continued

What’s your financial Plan B?

In Ireland, we’re no strangers to economic ups and downs. From the property boom — and bust — and the recent inflation surge, we’ve seen how financial plans can go off track. Even the best-laid financial plans can hit a bump in the road. Hot investment ideas can cool off. Pay rises may not keep … Continued

What Warren Buffett got right – and what that means for Irish investors

Warren Buffett, often regarded as the greatest investor ever, announced his retirement earlier this month. His strategies at Berkshire Hathaway, the company he took control of in 1965, have consistently outperformed the market. According the company’s 2024 annual report [pdf], the overall gain for shareholders since that time is 5,502,284%! For Irish investors aiming to … Continued

What’s next for interest rates in Ireland in 2025?

Interest rates have been the big story for Irish savers, borrowers, and investors over the past two years. After a rapid series of hikes from the European Central Bank (ECB) to tackle inflation, we’re now seeing the dial turn in the opposite direction. So, what does that mean for your money? Here’s a closer look … Continued

Employer PRSA contributions: how the new tax rules work in practice

Since Revenue updated the rules around employer PRSA contributions at the start of this year, many businesses and company leaders are seeking clarity on how to implement them . In particular, how does the new 100% limit work – and what happens when it’s exceeded? Here’s what you need to know. A quick recap on … Continued

Question of the month: how strong is your financial resilience?

The world – and investment markets – can seem a volatile place right now. Global markets are adjusting to tariff announcements and reversals, changing interest rates, geopolitical tensions, and a shifting economic landscape.  That’s unlikely to change anytime soon. In times like these, financial resilience – your ability to withstand shocks and recover from them – is … Continued

Should you reduce the S&P 500 in your portfolio?

When it comes to investing, it’s tempting to stick with what’s familiar — and in the world of global equities, the S&P 500 is about as familiar as it gets. But if your portfolio leans heavily towards this index, it might be time to rethink your diversification. Here’s why — and how — to take a … Continued

Looking beyond the noise: should you react to recent market moves?

More than two weeks after so-called ‘Liberation Day’, markets continue to be eventful, with large movements in the price of major companies on any single day.  This week, for example, saw anti-obesity drugmaker Eli Lilly’s shares rise over 15%, and AI chipmaker Nvidia’s shares fall by more than 6%. Given these moves, and the pace … Continued