Can ethical investing really help in the fight against climate change?

As global leaders and climate activists meet in Glasgow for COP26, we look at the part pensions can play in addressing climate change.  This article is adapted from a Moneycube opinion piece which appeared in The Journal on 3 November 2021.  What links climate change, the Black Lives Matter movement and the Facebook whistleblowing controversy? They’re … Continued

Company investments: put your excess cash to work

Central Bank of Ireland statistics show Irish companies had cash on deposit of over €142 billion in June 2021. That’s a heck of a lot of unproductive cash earning zero – or possibly negative – returns. If you run a small- or medium-sized business in Ireland, here are five good reasons to consider investing some … Continued

What should I do with my KBC PRSA pension?

KBC’s leaving Ireland. The Belgian bank that once seemed set to challenge the dominance of AIB, Bank of Ireland and Permanent TSB is packing its bags.  If you have PRSA pension with KBC Bank, should you stick with it or move? We outline your options. The KBC PRSA seemed a great alternative When it comes … Continued

Question of the month: Should I invest via my local bank?

I have held around €40,000 in cash savings for some time. My bank recently approached me and suggested that I invest some of the cash I have saved with them. Should I take its advice? – Anon, Co Meath Ireland’s banks have been grappling with a strange problem lately: too much money. These days, minding … Continued

Pensions Awareness Week is on the way!

Pensions Awareness Week Ireland (PAW) is back and bigger than ever!  Join Moneycube and over twenty other contributors  from 20 – 24 September to create a roadmap for your financial future. PAW21 will offer: 1. Free financial information and 30 online events covering the A to Z of pensions 2. Free 1-2-1 consultations on your pension 3. We’ll also be speaking … Continued

Investing in private equity

Sometimes the challenge with investing is not identifying great opportunities – but getting access to them.  Many of the best growth stories in recent years have come from companies that have stayed away from the public markets, and grown with private capital. Stripe and Revolut are just two examples of multi-billion businesses that have grown … Continued

What are your pension options when you leave your job?

When you change job, your pension options change too. It’s a great time to look at your pension provision and make some improvements.  Typically, you’ll have three options for your pension when you leave your job.  You can do nothing.  You can move it into the pension that comes with your new job.  Or you … Continued