The markets have been a positive place for your money in the first half of 2021. There were decent gains to be had in equities, corporate bonds (mostly) and many commodities. What drove that performance, and what does it mean for the next six months, and beyond? Equities had three tailwinds in H1 In Euro … Continued
I’ve moved jobs and have received a letter from my previous employer but have no idea if I should take my pension with me. Is this possible/ advisable? – Anonymous, Dublin The last fifteen months have seen a lot of career changes, and many of us are receiving letters concerning our pensions from old jobs. … Continued
Introducing Moneydocs At Moneycube, we’re big believers in helping you take control of your money. That’s why we’ve created Moneydocs. You can download it here. DOWNLOAD What does Moneydocs do? It’s a place for you to record your key financial information – both to make it easier for you to run your financial life, and … Continued
Moneycube is designed to put you, the investor, in the driving seat. As part of that, we have identified six levels of risk appetite. In the investment world, risk and reward are linked. In general, to deliver higher long-term returns, you need to take more risk. That said, there are options out there for all … Continued
We recently sold our house in a busy commuter town to move to the country, as we are both able to work mostly from home and felt we could get a house for less and do something with the difference. We did better than expected on the sale and, combined with our savings, have just … Continued
It’s the only question that really matters when it comes to your pension. Here, we explore the four factors that determine how long your pension will last. 1. How much is in the pot? It’s the natural starting point. How much have you saved up to now – and by how much has it grown? … Continued
An inheritance, a bonus, selling your business or winning the lottery: receiving a windfall lump sum can be life-changing. Moneycube has some simple rules to get the best out of a cash windfall. 1. Focus on wealth preservation Becoming wealthy is about growing your assets. Staying wealthy is about preserving them. That means minimising your … Continued
My husband is due to retire this month and has a defined benefit pension plus an AVC fund of about €60,000. He is not able to avail of any of the fund-tax free, so he is going to put this money into an ARF. Can you advise as to what fund he should put it … Continued
‘Never bet against America’, says legendary investor Warren Buffett. He’s among many who have suggested that investing in the S&P 500 is a viable approach for many investors with a long-term horizon. So what’s the S&P 500, why is it of interest to an Ireland-based investor, and how can you access it? What is the … Continued
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