At Moneycube we believe more people should think about investing their savings. One big reason for that is that it is almost impossible now to make any money by leaving it on deposit in the bank. Deposit rates continue at near-zero levels. But inflation has continued to erode the value of our money, as data from … Continued
Companies issue shares – sometimes called stocks – to raise money. Buyers of shares (also known as shareholders) own a piece of the company. Shareholders bear the rewards and the risks of the ups and downs in the share price. They also own the right to any dividends, which is the income paid … Continued
After a bumpy first quarter, the markets staged a good recovery from April to June. If you stayed invested, or kept on investing, you’ll have benefitted from a strong uptick over the last three months. There are two big themes to the performance of investments in the second quarter of 2018. Economic activity remains strong … Continued
An Approved Retirement Fund, or ARF, is a pot for your pension money after you retire. When you retire, the pension fund(s) you have paid into (perhaps an executive pension, a personal pension, or a PRSA), are available to you. You can then take decisions on what to do with this money. One of your … Continued
At Moneycube we want to help people take control of their savings. But that doesn’t mean you should pay much attention to the ups and downs of the stock market, or bother checking your investments every day. Here’s why – and what you should do instead. Investing is a long term game Most news is … Continued
Research by UK investment experts Hargreaves Lansdown earlier this year found that investments by their female customers had outperformed those by men by 0.81% over a three-year period. If that trend continued over thirty years, Hargreaves calculated, the women’s savings pot would be 25% larger than the men’s! Hargreaves found several reasons for women investors’ … Continued
At around €27 billion, Ireland’s largest listed company, CRH, represents around 0.03% of the market value of global listed businesses. Clearly, if you limit yourself to investing in Irish market, you are accessing only a tiny proportion of what’s out there. Only a few industries What’s more, if your money is focused on Irish businesses, … Continued
When it comes to investing your money in companies, there are two main approaches. You can buy company shares directly, or put your money into a fund which does the work for you. Read on to discover what’s right for you. Investing in shares, typically through a stockbroker, lets you plump for companies you think … Continued
An Approved Minimum Retirement Fund, or AMRF, is a pot for your pension money after you retire. Update Jan 2022: ARMFs were effectively abolished by the government from 1 January 2022. In practice, it’s very similar to an Approved Retirement Fund (ARF). If you were less than 75 years old, and don’t have a guaranteed pension … Continued
