Whether your money is invested in funds, on deposit at the bank, or squirreled away under the mattress, you’re faced with investment risk. Here, we outline four main kinds of risk your money faces, and what you can do about it. What is investment risk? As we’ve heard many times, investing involves risk: your investment … Continued
I’m thinking of investing €10,000 in Ryanair shares. Is that too little to invest – and is there a better alternative? – Margaret, Dublin Update 30 March 2020: this article was written before the major market moves of recent weeks – but its perspective rings even more true now. If you’re interested in Moneycube’s view … Continued
Investing for children has moved on from Henry the Hippo. Whether it’s planning for the cost of education, or a headstart in adult life, many parents see the advantages of putting money away now for their kids’ future. Trouble is, it’s not obvious how. So too many parents end up putting their cash into poor-paying … Continued
Update 12 November 2021: KBC Bank is leaving Ireland. Interested in alternatives? Click the links below. Alternatives to KBC investments Alternatives to KBC pensions KBC Bank has made a great effort to explain investing in Ireland, offering investments from just €125. So should you invest in KBC’s funds? We’ve reviewed their offering to help you decide. Read … Continued
A simple investment strategy, with a leading Irish pensions provider, at a clear, great value price – what’s not to like? Keep it simple is perhaps the best rule of finance. Pensions in Ireland have a reputation for flouting the rule. But it doesn’t have to be that way. Moneycube has put together a super-simple pension … Continued
Credit unions are one Ireland’s quiet financial services success stories. Usually based on local or employment connection, they have helped millions of members boost their savings and manage their money. As people’s savings and earnings have recovered over recent years, more and more money is flowing into credit union savings. A sign of success – … Continued
Taking control of your money is increasingly about making sure it’s invested in an ethical way. There are several good options for socially responsibly investors in the Irish market. Interested in investing your pension or savings in an ESG-rated fund? Visit our ethical funds centre to find out more. What’s ethical investing? Ethical investing (or … Continued
Tax is complicated and expensive, so Moneycube loves simple ways to save on it. Here’s one of our favourites – the small gift exemption. This tax break lets anyone give another person up to a €3,000 per year gift without triggering a tax charge for the giver or the receiver. We find it a great … Continued
Investors in the UK-based Woodford Equity Income fund have been unable to withdraw their money since 3 June. What’s happened, and what are the lessons for Irish investors? What’s happened? Woodford Equity Income was formed in 2014 and quickly grew to over £10 billion in assets. Some of those assets were invested in smaller, private … Continued
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