Safe guys finish last: when investing is better than saving

Wondering if you should save or invest your money?  For many people the answer is to do a bit of both. How much depends on what the money’s for, and your financial situation. Here are five occasions when investing’s probably the best approach. Before we start though, remember everyone’s situation is different – Moneycube will … Continued

Am I saving enough into my pension?

We’re always being told we should save more into our pensions, but how much is enough?  Here are three questions to ask yourself and help decide. 1. How much money will you need in retirement? Life is supposed to get cheaper in retirement.  The mortgage is paid, and the kids have flown the next. So … Continued

Why does investing seem so complicated?

Most people’s investment and pension aims are pretty simple.  To build up a nest egg for a house, a car, an education.  And to retire with a pension that lets you maintain your lifestyle, and maybe travel or do more of what you like to do. Why should that be so complicated? Investing can be … Continued

Investments – 7 investment experts share their wisdom

In the company of some great Irish financial commentators, Moneycube’s been blogging again on Enough.ie on alternatives to invest your savings in Ireland. Click through to read more from the investment experts about the perfect investment, alternatives to leaving your cash in the bank, investing in gold and more. When you’re done, come back to … Continued

How much do I need to start investing?

It’s almost never too early to start investing.  Moneycube takes a look at how much you need to start. What’s the minimum? As technology drives down the cost of accessing investments, it’s now possible to invest your money from €250 per month using Moneycube’s online service.  You can also give your savings plan a head … Continued

How to invest your tax-free lump sum at retirement

Great news – you’re retiring and can take a tax-free lump sum.  But what should you do with the money? Moneycube identifies the three approaches to investing your lump sum. What’s the deal? The ability for holders of PRSAs and personal pensions in Ireland to take 25% of their pension as a lump sum on … Continued

What smart investors do when the market falls

So, the inevitable has happened, and stock markets have taken a tumble over the last few days. Markets ended last week down around 5%.  It’s mainly due to the expectation that US and UK interest rates will climb, as their economies strengthen – on the face of it, a positive thing. What is the sensible … Continued

Best place to invest money in Ireland in 2018

Jan 2024 update: Our more recent post highlights the best investment opportunities for your money in 2024.   It’s time for Moneycube’s roundup of the best investments available in Ireland. Below we look at five funds we think have strong potential – in 2018 and beyond.  Remember all of these funds are available through our online investment … Continued

7 habits of successful savers in Ireland

You can build your wealth significantly if you establish the right saving and investing habits now.  Here are Moneycube’s 7 habits for success. 1.      Turn up Successful savers get stuck in. Sure, you can build up cash in the bank.  But with interest rates at near-zero, if you want to grow your savings, you need to … Continued