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2023 tax return

How to make a lump sum contribution to top up your pension

Everything you need to know to make a last-minute pension contribution ahead of the 2024 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And

When can I retire

When can you retire if you were born in 1980?

Are you are a 1980s child remembering carefree summers listening to your mixtapes? On the face of it, the answer to when can you retire is some way off. In order to receive the State pension in Ireland, you’ll be

Target-date funds

Handle target-date funds with care as you approach retirement

When it comes to investing for retirement, target-date funds (also called lifestyle funds) promise a neat, no-fuss solution. You simply pick a fund aligned with your intended retirement year – say 2035 or 2045 – and the fund takes care

Accessing your pension - diving pic

Accessing your pension early: the costs and risks

Pensions are built for the long haul, to provide a decent income when you stop working. So accessing your pension early needs to be approached with care. In recent years, there is international evidence that more people are considering dipping

Diageo Guinness sign

Question of the month: should I sell my shares in Guinness-owner Diageo?

I’ve owned shares in Diageo for many years. I inherited them from my father who used to work in Guinness. But with the stock down by more than a fifth this year, and the chief executive leaving, is it past

Midyear market review 2025

Moneycube’s midyear market review 2025

Investing your money in the first half of 2025 was a lesson in the basics. If you chose to spread your money among different geographies, asset classes and industries, and stuck to your plan, you’ll have done all right. If

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SpaceX IPO

SpaceX, OpenAI and Anthropic IPOs: Should I invest?

Three of the most talked-about companies on the planet – SpaceX, OpenAI, and Anthropic – are preparing to list on public stock markets (known as an initial public offering, or) within the space of a few months. For the first

Emerging markets: should you own more?

The last decade has largely belonged to US equities, particularly the technology giants that have come to dominate global markets. Buy a global equity fund and a large chunk of your money ends up in the United States, particularly the

Bond market - Bank of England pic

What’s going on in the bond market?

Over the past few weeks, bond market yields on long-dated government debt have risen to levels not seen since the eve of the 2008 financial crisis. The US 30-year Treasury yield briefly touched 5.2% — the highest since 2007. UK

Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

Ward of court investment changes

Investment options for a former ward of court: what’s changing and what should families consider?

Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For families and those responsible for financial decision-making, the shift raises both practical and strategic questions. Here’s Moneycube’s guide on what

Investing in inflationary times

Inflation has a habit of exposing weak spots in investment portfolios. Back in 2022, we saw something many portfolios weren’t built for: both equities and bonds falling at the same time. For decades, bonds were expected to act as the

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