Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland.
Before we start: this article deals specifically with moving defined benefit, or final salary, pension schemes from the UK into Ireland. If you’re looking for a general view on moving your pensions back to Ireland, please click here. If you
If you’re in your early 60s and thinking about retiring, decisions you make now can have a big effect on your post-work situation. Here’s a checklist of items to think about as you plan your retirement income. 1. What’ve you
4 questions to ask before you sign up for a PRSA There are several reasons to consider starting a PRSA (Personal Retirement Savings Account) with your local bank. Starting a pension is a good move no matter how you do
A simple investment strategy, with a leading Irish pensions provider, at a clear, great value price – what’s not to like? Keep it simple is perhaps the best rule of finance. Pensions in Ireland have a reputation for flouting the
Is your money in Standard Life’s GARS fund? If the answer is yes, it’s time to review your investment strategy – and the advice you’re getting. The Global Absolute Return Strategies fund has been a favourite for Irish financial advisers
For most of us, the days of a guaranteed pension for life from our employer are gone. If you’re reading this, your pension options at retirement are probably more complicated. These days, you have several choices to make use of
For some reason, many people investing their money in Ireland get talked into investments which lock up their cash for five years or even longer. Moneycube explains why most people should avoid investment plans that come with early exit fees
The State pension currently pays €265.30 per week, or around €13,795 per year (from January 2023). It is paid to people from the age of 66. The age at which it’s paid is moving up: it’ll be paid from age
An Approved Retirement Fund, or ARF, is a pot for your pension money after you retire. When you retire, the pension fund(s) you have paid into (perhaps an executive pension, a personal pension, or a PRSA), are available to you.
An Approved Minimum Retirement Fund, or AMRF, is a pot for your pension money after you retire. Update Jan 2022: ARMFs were effectively abolished by the government from 1 January 2022. In practice, it’s very similar to an Approved Retirement
We all feel that we should have done more to build up our savings and retirement plans. But what’s important is making a start today, not worrying about missed opportunities in the past. The reason for this is compounding –
Are your money plans financially fit? Here’s Moneycube’s one-minute financial health check-up on your investments. Take the pulse of your investments This spring has seen a marked rise in volatility in the markets. That will create winners and losers. Do
