Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland.
If you’re looking to draw a regular income from your savings, it’s hard to ignore the need to invest it. With bank interest rates so low in Ireland, you’d need something north of €25 million on deposit to draw a
We’re always being told we should save more into our pensions, but how much is enough? Here are three questions to ask yourself and help decide. 1. How much money will you need in retirement? Life is supposed to get
Most people’s investment and pension aims are pretty simple. To build up a nest egg for a house, a car, an education. And to retire with a pension that lets you maintain your lifestyle, and maybe travel or do more
Great news – you’re retiring and can take a tax-free lump sum. But what should you do with the money? Moneycube identifies the three approaches to investing your lump sum. What’s the deal? The ability for holders of PRSAs and
Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025. It’s time for Moneycube’s roundup of the best investments available in Ireland. Below we look at five funds we think have strong potential
Moneycube believes we should all take control of our money. But that doesn’t mean you should do everything yourself. Putting your investment plans together isn’t as easy as assembling a flat-pack (and even that gets complicated). Here are some reasons
Update 29 Jan 2020: Irish property funds under pressure as investors rush for the exit. Read Moneycube’s view There’s no getting away from Irish people’s love of property investment. Now buying a house to live in might be increasingly difficult.
There is a lot of evidence that we postpone retirement planning because we find it too complicated and overwhelming. Don’t. When it comes to sorting your pension, you won’t sort it all at once. What’s important right now is to
Even the best bank in Ireland is charging you way over the odds for basic services. It’s well documented that Irish people and businesses pay more and get less from their banks, compared to other European countries. (Take a look
We all want to do what’s best with our money. Figuring out what’s best is a little more difficult. For sure, no-one wants to be left feeling they made an investment that won’t perform. But it’s just as important to
At Moneycube we strongly believe in bringing transparency to investors. For too long, investing has been made seem mysterious – usually in order to charge excessive fees. Here’s Moneycube’s rundown on advisor fees to consider for when investing. Pay direct,
Remember the Special Savings Incentive Account (SSIA)? It’s been ten years since these matured, creating a nest-egg totalling €14 billion. 1.2 million Irish people took one out. It was a no-brainer: every €4 you put in, the state added €1.
