A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.

From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.

Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.

What should a financial plan cover?

Done right, a financial plan cuts stress, improves your finances, and helps you achieve your major goals in life. Like a jigsaw puzzle, a financial plan can have a lot of separate pieces, and different levels of detail.  It can be about your values and dreams as well as practicalities. But above all, it needs … Continued

Making sense of your leaving service pension options letter

When you leave a job, you’ll need to make decisions about your company pension. You should receive a letter setting out the options you have to deal with your pension fund.  We’ve set out what the most common options mean over here. This blog explains the documents you’ll receive, and how the process of moving … Continued

What does Coronavirus mean for my pension?

Coronavirus hit the financial markets in a big way during March. As a result, many pension savers will have seen a drop in the value of their savings over the last few weeks. So should you take action? Read our five-point guide to find out what it all means for your retirement fund, and why … Continued

Is now the right time to invest?

 What a month that was for investors. In the space of 30 days: World shares fell by 16.7% in Euro terms The S&P 500 recorded the 7 largest ever one-day points gains (yes, gains) Oil dropped to its lowest price since 2002 The market’s ‘fear index’, the VIX, hit its highest level ever on 16 … Continued

Best place to invest money in Ireland in 2020

Jan 2024 update: Our more recent post highlights the best investment opportunities for your money in 2024. Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the new decade. Despite choppy conditions in March 2020, whether you’re a new investor, looking to invest a large lump … Continued

Vanguard socially responsible (SRI) funds review

Vanguard index funds and ethical investing are two of the biggest investing trends in Ireland today. So what happens if you put both of them together? Here’s our review of Vanguard’s SRI (socially responsible investment) or ethical fund offering for Irish investors. Read on to find how you can construct an ethical portfolio for your … Continued

5 ways a good company pension plan can enhance your business

From our work advising small and medium-sized businesses, new businesses, and company owners, we find five factors distinguish strong pension offerings. Here’s Moneycube’s rundown on how business owners and managers can set up and run a successful company pension and benefits offering. 1. Keep it simple A company pension is something you want to set, … Continued

Friends First Irish Commercial Property Fund drops 9.1%

Investors in the Friends First Irish Commercial Property Fund woke up to a nasty shock today. Aviva (which bought Friends First in 2018), announced that they had “taken the decision to move our property fund pricing from an acquisition to disposal basis”. That all sounds pretty dull until you discover it means a drop in … Continued