A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.

From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.

Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.

The best bank in Ireland is not a bank

Even the best bank in Ireland is charging you way over the odds for basic services. It’s well documented that Irish people and businesses pay more and get less from their banks, compared to other European countries.  (Take a look here, here and here for evidence). But now we know that Sparkasse, a major German … Continued

Why looking for the perfect investment is making you poorer

We all want to do what’s best with our money.  Figuring out what’s best is a little more difficult. For sure, no-one wants to be left feeling they made an investment that won’t perform.  But it’s just as important to avoid waiting forever for the “perfect” savings opportunity to come along. The trouble is, perfection … Continued

Financial advisor fees explained

At Moneycube we strongly believe in bringing transparency to investors.  For too long, investing has been made seem mysterious – usually in order to charge excessive fees. Here’s Moneycube’s rundown on advisor fees to consider for when investing. Pay direct, or via commission Fees mostly come in two basic flavours: ongoing, and one-off fees – explained … Continued

Five mistakes new investors make

Investing your money can get complicated.  Here’s Moneycube’s roundup of the investing mistakes we spend time talking people out of. No goal It’s always better if you start with your end in mind. What is successful investment for you?  If you’re 30 and tucking away surplus cash, it’s going to look a little different from … Continued

What inflation did to your savings in July

July inflation numbers are out, and for the canny saver, it could be worse.  With the summer sales, prices remained flat. But it’s a strange world where watching your money tread water is a good result.  At Moneycube, we believe more people should think about investing their savings for growth. One big reason for that … Continued

I’m 25: is it worth investing €2,500?

There are many reasons you could run in to €2,500. (Here’s one way).  The important thing right now isn’t how you got it, but what you’re going to do with it.  Is it worth investing it? Some might spend it on a holiday or retail therapy.  Others however, want something to show for their money. … Continued

The financial crisis, 10 years on: what Irish people do differently now

It’s been ten years since the global financial crisis kicked off. Our founder Ralph Benson has been blogging on Medium about how the financial crisis changed people’s behaviour permanently. In particular the crisis made us see the need to take charge of our own finances – which is why Moneycube exists. Click here to read … Continued

Generation X: reasons to be cheerful

A recent report was pretty downbeat on financial prospects for Generation X. Here are some Monday morning reasons to be cheerful if you feel like you’re in the squeezed middle. You’ve got time Money needs time to grow. The good news is that Generation X-ers have the time to put some money aside and get … Continued

What kind of investor are you?

We all want to build up our money – the hard bit is figuring out how you’re going to do it.  At Moneycube, we see three main kinds of investor. Read our profiles below, figure out where you fit and get some ideas on how you might get your money working better for you. The … Continued